| Beware false promise to erase mortgage |
| "I received a confidential note from a firm claiming that they can eliminate my second mortgage. I am inclined to believe them because the value of ou... |
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| Timing a rate-lock |
| "Mortgage interest rates are currently at record lows, and it would seem that they couldn't possibly fall any lower. Would you recommend then that bor... |
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| Give buyers freedom to choose mortgage insurance |
| Editor's note: This is Part 2 of a two-part series. Last week, I indicated that most mortgage borrowers who need private mortgage insurance are ... |
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| Tailor-made mortgage insurance |
| Editor's note: This is Part 1 of a two-part series. I decided recently to take a look at private mortgage insurance (PMI) in the post-crisis mar... |
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| Financial reform under fire |
| A much-noted feature of the recent financial crisis is that none of the federal regulatory agencies saw it coming. They could respond to minimize the damage o... |
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| Reducing the risk of another mortgage mess |
The basic facts about the financial crisis that originated in the home mortgage market are not in dispute: - The housing bubble that preceded the fin...
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| Comparing cost of FHA vs. conventional loans |
| In deciding between a conventional mortgage and an FHA-insured mortgage, the general rule is that if you qualify for the conventional mortgage, you take it; o... |
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| Site lets borrowers see their 'Mortgage Grade' |
Lack of information has always been a major problem for mortgage borrowers. They may not understand: - the mortgage and how it works, especially if i...
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| Rising interest in loan paydowns |
| "Has there been any significant change in the interests of your readers since the crisis?" I recently compared the Web pages that visi... |
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| 5 inescapable truths about financial disasters |
| "Since financial disasters are entirely man-made, in principle they should be easier for governments to deal with than natural disasters, which cannot... |
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| Borrower protections face rocky road |
See related articles:
1. 6 issues to steer fi... |
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| Why we need a new private secondary market |
| Editor's note: This is Part 6 of a seven-part series. The Obama administration does not know what to do with Fannie Mae and Freddie Mac. While ... |
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| 3 ways Danish mortgage market trumps U.S. |
| Editor's note: This is Part 5 of a seven-part series. The housing finance system of the U.S., once viewed by many as a model, is now a shambles... |
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| Protect financial future with larger reserves |
| Editor's note: This is Part 4 of a multipart series. In last week's article, I made the point that we should expect that TBTF firms (those "... |
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| The failure of 'too big to fail' |
| Editor's note: This is Part 3 of a multipart series. Read Part 1, "View Full Story |
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