Over 230,000 residents pump life and hope into the 151.9 square miles of Birmingham, AL. While some of them live in owner occupied homes, the rest of the folks rent the roofs overhead. Mortgage Marvel is the solution for those who have saved a large enough down payment, cleaned up their credit history and are now are ready to find a Birmingham mortgage rate in order to finance the purchase of their slice of the American Dream.
While some people may not understand the attraction of Birmingham, AL, locals know that the city is brimming with music, film festivals and regional heritage events. Birmingham is also home to a variety of museums including the Birmingham Museum of Art, Birmingham Civil Rights Institute and the Southern Museum of Flight. With so much to see and do in town, the last thing individuals looking for great refinance rates want to do is spend hours comparison shopping for that information. Mortgage Marvel does all the legwork collecting the best Birmingham mortgage rate information, so you do not have to. Not only will Mortgage Marvel instantly provide consumers with accurate mortgage rates and fee information, it will do so without requiring any personal information.
Birmingham, AL residents looking for mortgage opportunities can feel comfortable trusting the industry's premiere rate original tool, AKA Mortgage Marvel. By relying on Mortgage Marvel, consumers can save plenty of time and have more leisure opportunities to explore what makes Birmingham such a great place to live.
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| Loan Purpose: | Purchase | Discount Points: | 0.00% |
| Purchase Price: | $250,000.00 | Property Type: | Single Family |
| Loan Amount: | $187,500.00 | Property Use: | Primary Residence |
| Credit Score: | 740 | Lender Location: | No Preference |
| Payment Type: | Principal and Interest | First Time Buyer: | No |
Birmingham 30 Year Fixed Rates
Birmingham 30 Year Fixed Refinance Rates
Birmingham 30 Year Fixed Jumbo Mortgage Rates
Birmingham 30 Year Fixed Jumbo Refinance Rates
Birmingham 15 Year Fixed Rates
Birmingham 15 Year Fixed Refinance Rates
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Bank of Zachary 30 Year Fixed Rate 30 day lock |
3.750% | 3.862% | 0.000% | $4,560 | $868 | 360 |
13444 Hooper Road Baton Rouge, LA 70818 225-654-2701 |
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| Founded in 1904, the Bank of Zachary is the oldest State chartered bank in East Baton Rouge Parish. We are locally owned and operated with all decisions made locally. Hometown banking is our mission and our specialty. Our products and services are designed with your convenience in mind. Come by and join the list of satisfied customers. (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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America's First 30 Yr Fixed Sec Mkt 30 day lock |
3.750% | 3.865% | 0.000% | $5,315 | $868 | 360 |
1200 4th Ave North Birmingham, AL 35203 205-320-4163 |
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| About America's First Federal Credit UnionAmerica's First was founded in 1936 at U.S. Steel's Ensley Works in Birmingham, Alabama to provide services to underserved individuals. America's First has grown to a full-service, one-stop financial institution with over $700 million dollars in assets and 18 branch locations. Always committed to providing cost effective financial services for its members, America's First is one of the strongest credit unions in the nation. (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Hancock Bank 30 Year Fixed Rate 30 day lock |
3.875% | 3.920% | 0.000% | $3,019 | $882 | 360 |
30723 State Highway 181 Daphne, AL 36526 228-822-4010 or 866-784-9398 |
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| Hancock Holding Company (NASDAQ: HBHC) — parent company of Hancock Bank (Mississippi), Hancock Bank of Louisiana, Hancock Bank of Florida, and Hancock Bank of Alabama — has assets of approximately $6.0 billion. Hancock offers comprehensive financial solutions through 164 banking and financial services offices and 132 automated teller machines across South Mississippi, south central Louisiana, southern Alabama, and north Florida, including subsidiaries Hancock Investment Services, Inc., Hancock Insurance Agency and its divisions of Ross King Walker and J. Everett Eaves, and Harrison Finance Company; and corporate trust offices in Gulfport, MS, Jackson, MS, Baton Rouge, and New Orleans. Additional corporate information and 24-hour online banking and bill pay services (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Southern Rivers Mortgage 30 Year Fixed Rate 30 day lock |
4.000% | 4.132% | 0.000% | $5,265 | $895 | 360 |
108 Bascom Court Columbus, GA 31909 706-660-6877 or Toll Free 877-660-6877 |
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| Southern Rivers Mortgage is a locally owned and operated mortgage company located in Columbus, Georgia. Southern Rivers Mortgage is a division of F&M Bank and Trust Company, a hometown community bank established in 1947 that has a long standing history of strength and dedication to their customers. Southern Rivers Mortgage continues this same business philosophy of caring for their customers through excellent customer service, personalized attention throughout the entire loan process, easy availability and prompt service. Southern Rivers Mortgage can accommodate all of your (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Park Community Federal Credit Union 30 Year Fixed Rate 30 day lock |
4.125% | 4.163% | 0.000% | $3,874 | $909 | 360 |
2328 Point Mallard Dr Decatur, AL 35601 502-968-3681 |
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| About Park Community Federal Credit Union (PCFCU) Who we are A full-service financial institution dedicated to providing affordable financial products, convenient services that compliment today’s fast-paced lifestyles, and exceptional personal service. History In 1965, the credit union was established to serve the employees of General Electric’s Appliance Park in Louisville, Kentucky, hence the name “Park” Federal Credit Union. Park continued to grow over the years to serve GE employees in other states, and eventually Park expanded its services to over 500 Select Employm (...) |
The interest rates, annual percentage rates (APRs), discount points and costs shown are valid as of 2/2/2012 10:00:07 PM Central Time and are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.
The rates, closing fees and payments displayed above assume a down payment of $62,500.00. Monthly payment amounts do not include taxes and insurance. If an escrow account for taxes or insurance is required or requested, the actual monthly payment amount will be greater.
