Birmingham, AL: 30 Year Fixed Refinance: Rates for 30 year fixed are historically low and current homeowners can save a bundle by opting to either refinance their antiquated adjustable rate mortgages or refinance a fixed rate mortgage that was contracted at a higher interest rate. Birmingham, AL 30 year fixed refinance opportunities abound on Mortgage Marvel and by relying on the industry’s leading mortgage rates origination tools, consumers have the potential to save both money and time. Why look any further for Birmingham home loan information when Mortgage Marvel is here to help?
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| Loan Purpose: | Refinance Existing Balance | Discount Points: | 0.00% |
| Purchase Price: | $250,000.00 | Property Type: | Single Family |
| Loan Amount: | $187,500.00 | Property Use: | Primary Residence |
| Credit Score: | 740 | Lender Location: | No Preference |
| Payment Type: | Principal and Interest | First Time Buyer: | No |
Birmingham 30 Year Fixed Rates
Birmingham 30 Year Fixed Refinance Rates
Birmingham 30 Year Fixed Jumbo Mortgage Rates
Birmingham 30 Year Fixed Jumbo Refinance Rates
Birmingham 15 Year Fixed Rates
Birmingham 15 Year Fixed Refinance Rates
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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MidCountry Bank Conforming 30 Year Fixed Rate 30 day lock |
3.500% | 3.637% | 0.000% | $4,916 | $842 | 360 |
522 Market Street Metropolis, IL 62960 855-327-7596 |
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| MidCountry Bank is a federally-chartered community bank, providing financial services to customers for their personal, business and professional banking needs. MidCountry Bank is your home loan expert and recently received the ABA Community Bank Award for Helping Achieve Homeownership. (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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America's First 30 Yr Fixed Sec Mkt 30 day lock |
3.625% | 3.739% | 0.000% | $4,492 | $855 | 360 |
1200 4th Ave North Birmingham, AL 35203 205-320-4163 |
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| About America's First Federal Credit UnionAmerica's First was founded in 1936 at U.S. Steel's Ensley Works in Birmingham, Alabama to provide services to underserved individuals. America's First has grown to a full-service, one-stop financial institution with over $700 million dollars in assets and 18 branch locations. Always committed to providing cost effective financial services for its members, America's First is one of the strongest credit unions in the nation. (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Bank of Zachary 30 Year Fixed Rate 30 day lock |
3.875% | 3.988% | 0.000% | $4,282 | $882 | 360 |
13444 Hooper Road Baton Rouge, LA 70818 225-654-2701 |
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| Founded in 1904, the Bank of Zachary is the oldest State chartered bank in East Baton Rouge Parish. We are locally owned and operated with all decisions made locally. Hometown banking is our mission and our specialty. Our products and services are designed with your convenience in mind. Come by and join the list of satisfied customers. (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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BBVA Compass Conforming 30 Year Fixed Rate 30 day lock |
3.875% | 4.019% | 0.000% | $5,102 | $882 | 360 |
505 North 20th Street, Suite 100 Birmingham, AL 35203 1-888-8-LENDING (888-853-6346) |
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| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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BBVA Compass Portfolio Bi-Weekly 30 Year Fixed Rate 30 day lock |
4.250% | 4.397% | 0.000% | $5,102 | $922 | 360 |
505 North 20th Street, Suite 100 Birmingham, AL 35203 1-888-8-LENDING (888-853-6346) |
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| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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BBVA Compass Portfolio 30 Year Fixed Rate 30 day lock |
4.875% | 5.028% | 0.000% | $5,102 | $992 | 360 |
505 North 20th Street, Suite 100 Birmingham, AL 35203 1-888-8-LENDING (888-853-6346) |
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| ABOUT BBVA COMPASS BBVA Compass is a Sunbelt-based financial institution that operates more than 716 branches including 380 in Texas, 92 in Alabama, 66 in California, 77 in Arizona, 45 in Florida, 36 in Colorado and 20 in New Mexico. BBVA Compass is the 15th largest U.S. commercial bank based on deposit market share and ranks among the largest banks in Alabama (3rd), Texas (4th), and Arizona (5th). For the second consecutive year, BBVA Compass was named as a “Lender of the Year” by the Small Business Administration (SBA). Additional information concerning BBVA Compass can be found on our website www.bbvacompass.com. BBVA Compass is a subsidiary of Compass Bancshares, Inc., a wholly owned subsidiary of BBVA (NYSE: BBVA) (MAD: BBVA). BBVA is a f (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Southern Rivers Mortgage 30 Year Fixed Rate 30 day lock |
4.000% | 4.132% | 0.000% | $4,729 | $895 | 360 |
108 Bascom Court Columbus, GA 31909 706-660-6877 or Toll Free 877-660-6877 |
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| Southern Rivers Mortgage is a locally owned and operated mortgage company located in Columbus, Georgia. Southern Rivers Mortgage is a division of F&M Bank and Trust Company, a hometown community bank established in 1947 that has a long standing history of strength and dedication to their customers. Southern Rivers Mortgage continues this same business philosophy of caring for their customers through excellent customer service, personalized attention throughout the entire loan process, easy availability and prompt service. Southern Rivers Mortgage can accommodate all of your mortgage needs! Specializing in Conventional loans, FHA, VA, USDA, and Construction loans, whether you are purchasing a new home, refinancing your present home or buildin (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Xceed Financial Credit Union 30 Year Fixed Rate 30 day lock |
4.250% | 4.337% | 0.000% | $3,431 | $922 | 360 |
780 Carillon Pkway #120 Saint Petersburg, FL 33716 800-993-9328 ext. 74355 |
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| About Xerox Federal Credit Union Our Credit Union was originally chartered under California law in April 1964 as the Scientific Data Systems Credit Union in El Segundo, California, serving S.D.S. employees. In 1970, after S.D.S. was acquired by Xerox Corporation, we were granted a federal charter and changed our name to Xerox Federal Credit Union. In 1975, the National Credit Union Administration approved our charter expansion allowing us to serve members throughout the United States. This national charter request was fully supported by Xerox Corporation. Xerox Federal Credit Union is now a full-service financial institution serving members nationwide through our many branches, TeleServices department, and automated services such as SuperAxcess (...) |
The interest rates, annual percentage rates (APRs), discount points and costs shown are valid as of 5/19/2012 10:05:09 PM Central Time and are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.
The rates, closing fees and payments displayed above assume a down payment of $62,500.00. Monthly payment amounts do not include taxes and insurance. If an escrow account for taxes or insurance is required or requested, the actual monthly payment amount will be greater.
