More than 315,000 people live in Bakersfield, CA, and for good reason. Bakersfield was first founded in 1856 and since that time the city has evolved to be the 11th fasting growing city throughout the state of California. Within the 140.53 square miles of Bakersfield, oil and agriculture are the leading businesses and the local manufacturing industry is also booming. Regardless of if you work in those industries or are a shift manager at the locally based (and world's largest) ice cream plant, Mortgage Marvel can help you find the mortgage rates you need to finance the purchase of your slice of the American Dream.
Around 60 percent of the local Bakersfield, CA population own the roofs over their head. No matter if you are one of them looking for great Bakersfield mortgage opportunities in order to refinance a jumbo mortgage or to finance the purchase of a Bakersfield luxury home, Mortgage Marvel can make the task easy.
One reason Bakersfield is growing at such a rapid pace is that compared to the rest of California housing prices appear to be moderate by comparison. According to 2008 statistics, Bakersfield housing prices are significantly lower than those in the rest of the state. Locally the estimated median house or condo value was $251,500, while within the state average home prices hovered at about $467,000. No matter what side of the real estate scale you favor, Mortgage Marvel, the industry's leading mortgage rate origination tool, can provide you with the accurate and timely mortgage rates and fee information you need. Better yet, Mortgage Marvel does not require consumers to provide any personal information for the privilege.
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| Loan Purpose: | Purchase | Discount Points: | 0.00% |
| Purchase Price: | $250,000.00 | Property Type: | Single Family |
| Loan Amount: | $187,500.00 | Property Use: | Primary Residence |
| Credit Score: | 740 | Lender Location: | No Preference |
| Payment Type: | Principal and Interest | First Time Buyer: | No |
Bakersfield 30 Year Fixed Rates
Bakersfield 30 Year Fixed Refinance Rates
Bakersfield 30 Year Fixed Jumbo Mortgage Rates
Bakersfield 30 Year Fixed Jumbo Refinance Rates
Bakersfield 15 Year Fixed Rates
Bakersfield 15 Year Fixed Refinance Rates
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Hanscom Federal Credit Union 30 Year Fixed Rate 30 day lock |
4.000% | 4.019% | 0.000% | $3,249 | $895 | 360 |
1610 Eglin Street Hanscom AFB, MA 01731 1-800-656-4328 ext. 2043 |
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| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Hanscom Federal Credit Union No Closing Cost - 30 Year Fixed Rate 30 day lock |
4.500% | 4.515% | 0.000% | $2,743 | $950 | 360 |
1610 Eglin Street Hanscom AFB, MA 01731 1-800-656-4328 ext. 2043 |
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| About Us As a member-owned, not-for-profit financial cooperative, Hanscom Federal Credit Union will uphold its fundamental responsibility to actively serve our field of membership, and as appropriate, the communities we serve. We will offer a range of competitively priced products and services to meet the diverse economic and social needs of our members and potential members. We will monitor and communicate our services in a meaningful way so that members, potential members, legislators, regulators, and the community at large will understand and appreciate the unique role that we, as a member-owned financial cooperative, play in their lives. We will look for better ways to serve the interests of unserved and underserved portions o (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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BBVA Compass Portfolio Bi-Weekly 30 Year Fixed Rate 30 day lock |
4.125% | 4.277% | 0.000% | $5,332 | $909 | 360 |
8500 Stockdale Highway Suite 100 Bakersfield, CA 93311 1-888-8-LENDING (888-853-6346) |
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| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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BBVA Compass Portfolio 30 Year Fixed Rate 30 day lock |
4.750% | 4.908% | 0.000% | $5,332 | $978 | 360 |
8500 Stockdale Highway Suite 100 Bakersfield, CA 93311 1-888-8-LENDING (888-853-6346) |
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| ABOUT BBVA COMPASS BBVA Compass is a Sunbelt-based financial institution that operates more than 716 branches including 380 in Texas, 92 in Alabama, 66 in California, 77 in Arizona, 45 in Florida, 36 in Colorado and 20 in New Mexico. BBVA Compass is the 15th largest U.S. commercial bank based on deposit market share and ranks among the largest banks in Alabama (3rd), Texas (4th), and Arizona (5th). For the second consecutive year, BBVA Compass was named as a “Lender of the Year” by the Small Business Administration (SBA). Additional information concerning BBVA Compass can be found on our website www.bbvacompass.com. BBVA Compass is a subsidiary of Compass Bancshares, Inc., a wholly owned subsidiary of BBVA (NYSE: BBVA) (MAD: BBVA). B (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Xceed Financial Credit Union 30 Year Fixed Rate 30 day lock |
4.250% | 4.340% | 0.000% | $4,080 | $922 | 360 |
2200 E Grand Ave El Segundo, CA 90245 800-993-9328 ext. 74355 |
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| About Xerox Federal Credit Union Our Credit Union was originally chartered under California law in April 1964 as the Scientific Data Systems Credit Union in El Segundo, California, serving S.D.S. employees. In 1970, after S.D.S. was acquired by Xerox Corporation, we were granted a federal charter and changed our name to Xerox Federal Credit Union. In 1975, the National Credit Union Administration approved our charter expansion allowing us to serve members throughout the United States. This national charter request was fully supported by Xerox Corporation. Xerox Federal Credit Union is now a full-service financial institution serving members nationwide through our many branches, TeleServ (...) |
The interest rates, annual percentage rates (APRs), discount points and costs shown are valid as of 5/22/2012 10:05:09 PM Central Time and are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.
The rates, closing fees and payments displayed above assume a down payment of $62,500.00. Monthly payment amounts do not include taxes and insurance. If an escrow account for taxes or insurance is required or requested, the actual monthly payment amount will be greater.
