Nestled between the convergence of the Sacramento and American rivers lay California's oldest incorporated city of Sacramento. More than 463,000 residents fill the 99.2 square miles of the city with personality and thanks to thousands of vacant single family detached homes and condo units in town, there are plenty of opportunities to plant roots and settle down in the state's Capitol.

Sacramento, CA was inhabited by the Nisenan (Southern Maidu) and Plains Miwok tribes for centuries, but it was the discovery of the region by Spanish explorers at the turn of the 18th century that helped lay the groundwork for the future of the city. After that moment, pioneers settled into the area in 1839 and established a trading colony and stockade. Once gold was discovered in the area, miners flocked to the city and overnight, Sacramento started to boom and expand. The city officially incorporated on February 27, 1850 and despite the area being hit by catastrophes common of the time period, the population boomed and the city continued to grow and prosper. With the local Sacramento, CA economy currently fueled by politics and large corporations, things will once again take off and those who care to get in on the action via the route of homeownership can locate the Sacramento mortgage rates needed to finance the purchase of a local home.

In the past, many people found the Sacramento real estate market to be out of reach as home prices were too high. Currently, the tables are tilted in the favor of borrowers as a surplus of available inventory has forced a decrease in home prices. If you have the down-payment and credit score needed to lock in a great mortgage rate, Mortgage Marvel is here to help.