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Mortgage Advice

By Jack Guttentag

6 tips for a successful loan mod

Avoid rookie mistakes when preparing, submitting your document package

Refinance or modify while it's still possible

As income and property values change, so do your chances to qualify

What you should know about balloon loans

As large number of loans come due, those underwater face refi dilemma

Must-knows about mortgage rate/fee combos

Don't assume loan officer has your best interest in mind

A better mortgage fit: fixed or adjustable?

Integrated calculators help you decide

5 truths about mortgage shopping

Selecting a lender before knowing price rarely ends well

8 things you should know about down payments

Think twice before borrowing against 401(k)

11 must-knows about early mortgage payoff

Seniors close to retirement can boost return on investment

Loan mod portals a win-win for real estate

Treasury's 'SPOC' requirement not entirely logical?

The truth behind failed loan mod program

Overwhelmed servicers, undeserving borrowers are only part of the story

Do I qualify for a mortgage?

New tool factors bankruptcy, FICO score and debt ratio into the equation

Is lease-to-own home purchase worth the risk?

Buyers have a lot to lose if they cancel deal

4 ways to avoid refinance rejection

What you should know about lender 'overlays,' debt ratios

Choice is power when shopping for mortgage

Don't rely on lead generation sites for accurate interest rate and loan fee combinations

How mortgage payoff works in a refinance

Failing to understand process can cost borrowers

5 reasons to loosen loan rules for investors, underwater owners

A plan to jump-start housing

Do away with appraisals, 'blanket affordability' rules

A plan to jump-start housing

Mortgage rules put recovery at risk

A plan to jump-start housing

Fannie, Freddie set strict rules for rental income in real estate purchase

Commentary: qualification, down payments tougher when house deemed 'investment'

3 ways to combat inadequate real estate appraisals

Why your loan may be denied

5 ways appraisals are sinking real estate deals

Why your loan may be denied

Late-stage mortgage rejections on the rise

Why your loan may be denied

Don't sign these loan docs blindly

De-stressing your home purchase

Identify 'junk' forms at real estate closing

De-stressing your home purchase

Appraisal can trip up mortgage rate quote

Surprises in mortgage shopping