Word on the street is that over 205,000 people live in Boise, ID and a large concentration of them live in owner occupied homes. If you are one of them or long to be a property owner in Boise, Idaho now is the time to make your move. Boise mortgage rates are historically low and combined with a surplus of housing inventory in town, the time has never been better to pursue the American Dream of homeownership.
According to the Boise Convention and Visitors website Boise is many things. Urban and outdoorsy. Wild and relaxing. It is that diversity in state that has help earned the state the motto of "Energy Peril Success". Boise, ID is wildly attractive to residents for a multitude of reasons and regardless of yours Mortgage Marvel can expedite the task of locating the lowest Boise, ID mortgage rates. That way those seeking refinance opportunities, traditional 30-year fixed rate mortgages or any other mortgage option can quickly find the info they need to get back to doing all the fun things in Boise, ID.
Boise, ID was founded in 1863 and was incorporated a year later in 1864. Since that time thousands of people have planted permanent roots in Boise, ID and Mortgage Marvel can provide you with the information you need to join the masses. Once you settle into your Boise, ID groove you can explore all the bounties the city has to offer. Within the 64 square miles of the city, residents can explore a 25-mile long riverside path, easily follow the path directly into scenic foothills, or enjoy one of the multitude of parks lining Boise, ID.
| Loan Purpose: | Purchase | Discount Points: | 0.00% |
| Purchase Price: | $250,000.00 | Property Type: | Single Family |
| Loan Amount: | $187,500.00 | Property Use: | Primary Residence |
| Credit Score: | 740 | Lender Location: | No Preference |
| Payment Type: | Principal and Interest | First Time Buyer: | No |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Idaho Central Credit Union 30 Year Fixed Rate 30 day lock |
3.750% | 3.893% | 0.000% | $3,810 | $868 | 360 |
10990 Fairview Ave Boise, ID 83713 208-478-3300 |
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| Why choose an Idaho Central Home Loan? Free Pre-Approvals – you’ll know how much home you can afford Local Underwriting – we know the Idaho market Fast Approvals – saves you time Low Fees – saves you money No Application Fees – no obligation to apply Local Servicing Available – 19 convenient locations No Pre-Payment Penalties – no additional expense to pay your loan off early Fast Closings – most loans close within 30 days Not sure which loan is right for you? No problem. Our Home Loan Specialists will help you determine which loan will fit your needs. Plus, they'll help you through every step of the loan process. The ICCU Difference At first glance, (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Bank of Idaho 30 Year Fixed Rate 30 day lock |
3.875% | 3.984% | 0.000% | $3,328 | $882 | 360 |
1411 Falls Ave, Suite #115 Twin Falls, ID 83330 208-232-5242 or 800-232-1732 |
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| Headquartered in Idaho Falls with branches in Pocatello, St. Anthony, Ashton and Island Park, we are committed to exceptional service and active employee involvement in community service. Our customers also enjoy the newest banking technology and products. Bank of Idaho combines a local financial focus with cutting-edge resources. We’ve got great products and services delivered by a smart, friendly staff - and we can deliver it on-line or in person. (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Spokane Teachers Credit Union Conv 30 Year Fixed Rate 30 day lock |
3.875% | 4.013% | 0.000% | $4,296 | $882 | 360 |
2718 First St. Cheney, WA 99004 509 344.2966 |
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| Always committed to you...our member Our vision, mission and core values say a lot about the credit union...that we're committed to building the best possible relationship with every member. Thank you for making Spokane Teachers your financial institution of choice. Our vision… "To be the most loved and valued financial relationship on earth!" Our mission… "STCU is committed to maximizing members' benefits through cost-effective financial services consistent with cooperative principles, applicable legislation, and prudent management." Our core values… A passion for: Integrity People Service Innova (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Hanscom Federal Credit Union 30 Year Fixed Rate 30 day lock |
4.125% | 4.144% | 0.000% | $2,004 | $909 | 360 |
1610 Eglin Street Hanscom AFB, MA 01731 1-800-656-4328 ext. 2043 |
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| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Hanscom Federal Credit Union No Closing Cost - 30 Year Fixed Rate 30 day lock |
4.625% | 4.631% | 0.000% | $1,298 | $964 | 360 |
1610 Eglin Street Hanscom AFB, MA 01731 1-800-656-4328 ext. 2043 |
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| About Us As a member-owned, not-for-profit financial cooperative, Hanscom Federal Credit Union will uphold its fundamental responsibility to actively serve our field of membership, and as appropriate, the communities we serve. We will offer a range of competitively priced products and services to meet the diverse economic and social needs of our members and potential members. We will monitor and communicate our services in a meaningful way so that members, potential members, legislators, regulators, and the community at large will understand and appreciate the unique role that we, as a member-owned financial cooperative, pl (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Xceed Financial Credit Union 30 Year Fixed Rate 30 day lock |
4.250% | 4.337% | 0.000% | $2,609 | $922 | 360 |
50 Skyport Dr Suite 30 San Jose, CA 95110 800-993-9328 ext. 74355 |
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| About Xerox Federal Credit Union Our Credit Union was originally chartered under California law in April 1964 as the Scientific Data Systems Credit Union in El Segundo, California, serving S.D.S. employees. In 1970, after S.D.S. was acquired by Xerox Corporation, we were granted a federal charter and changed our name to Xerox Federal Credit Union. In 1975, the National Credit Union Administration approved our charter expansion allowing us to serve members throughout the United States. This national charter request was fully supported by Xerox Corporation. Xerox Federal Credit Union is now a full-service financial institution (...) |
The interest rates, annual percentage rates (APRs), discount points and costs shown are valid as of 2/2/2012 10:00:07 PM Central Time and are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.
The rates, closing fees and payments displayed above assume a down payment of $62,500.00. Monthly payment amounts do not include taxes and insurance. If an escrow account for taxes or insurance is required or requested, the actual monthly payment amount will be greater.