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| Loan Purpose: | Purchase | Discount Points: | 0.00% |
| Purchase Price: | $250,000.00 | Property Type: | Single Family |
| Loan Amount: | $187,500.00 | Property Use: | Primary Residence |
| Credit Score: | 740 | Lender Location: | No Preference |
| Payment Type: | Principal and Interest | First Time Buyer: | No |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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The Farmers State Bank and Trust Company 30 Year Fixed Rate 30 day lock |
3.625% | 3.668% | 0.000% | $2,080 | $855 | 360 |
200 W State St Jacksonville, Il 62650 217-479-4123 |
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| Since 1911 The Farmers State Bank and Trust Company has been serving Jacksonville and the surrounding area with the latest in financial products and services. This is your chance to work with local people who know you and the area. Why call an 800 number and talk to someone you will never meet? We are here for you on the phone, on the internet and most important in person. We can get your mortgage approved in minutes and online. We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Officer is always just a call or e-mail away! (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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First Mid-Illinois Bank & Trust 30 Year Fixed Rate 30 day lock |
3.750% | 3.807% | 0.000% | $3,101 | $868 | 360 |
12616 Route 143 Highland, IL 62249 Toll Free 866-258-2311 or 217-258-0437 |
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| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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First Mid-Illinois Bank & Trust Rural Development 30 day lock |
3.500% | 3.681% | 0.000% | $6,040 | $842 | 360 |
12616 Route 143 Highland, IL 62249 Toll Free 866-258-2311 or 217-258-0437 |
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| About First Mid-Illinois Bank & Trust In 1865, much of our nation was recovering from the effects of the Civil War. It was also the year First Mid-Illinois Bank & Trust signed its charter to become the 24th U.S. National Bank. Back then, we believed that to be a successful community bank, we needed to understand our community and make decisions quickly and fairly. We knew by doing so, we would become a financial institution people would trust and look to for professional advice and quality products and services. We were right. We have grown, implemented new technologies and added products and services to keep up with our customers' changing needs. Our commitment to the individual customer and to the community has not changed, however. That commitment continues into the 21st century a (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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First National Bank in Staunton 30 Year Fixed Rate 30 day lock |
3.750% | 3.800% | 0.000% | $3,372 | $868 | 360 |
218 E. Central Avenue Benld, IL 62009 618-635-2234 |
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| First National Bank has been providing financial services to our communities since 1934. As an independent community bank we understand the importance of providing excellent customer service. Our competitive rates, 10 convenient locations and many services make us a leader in our area. Visit the locations page on www.fnbstaunton.com to find a location near you. Our website offers information about First National Bank, our services and our 10 locations in Staunton, Livingston, Worden, Benld, Bethalto, Holiday Shores, Troy, Hamel, Maryville and Mt. Olive, Illinois. Be sure to take the time to visit often for information on how we can help you manage your financial needs. We’re here to answer those tough financial questions, so please contact us before taking that next big step. We’re c (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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First Bankers Trust Company Rural Development 30 Year Fixed 30 day lock |
3.500% | 3.833% | 0.000% | $8,844 | $842 | 360 |
116 South Congress Rushville, IL 62681 217-228-8000 |
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| First Bankers Trust is one of the Midwest’s leading Consumer Banks specializing in Community Lending and was recently listed as number 51 in the top 200 Community banks in the nation for return on Equity. We are a solid community bank serving the Midwest with high customer service & giving our investors a good return on their Investment. (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Prairie State Bank and Trust USDA / Rural Housing Service 30 day lock |
3.750% | 3.858% | 0.000% | $3,358 | $868 | 360 |
402 N. Third St. Girard, IL 62640 800-597-2977 |
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| Prairie State Bank & Trust is an Illinois state-chartered community bank, providing banking services to our customers throughout central Illinois via 18 locations. Prairie State Bank & Trust is owned by American Central Bancorporation, Inc. Prairie State Bank & Trust’s roots date back to 1968, beginning with Farmers & Traders State Bank of Meredosia. The Bank of Charleston was chartered in 1973. We significantly expanded our banking business during the 1980’s by purchasing, and thus preserving, community banks that failed during the challenging economic pressures of that decade. In 1982, Farmers & Merchants State Bank of Virden was acquired. In 1988, the Mt. Zion State Bank was acquired and renamed Mt. Zion State Bank & Trust. During that same year, the Farmers State Bank of Illiopolis (...) |
The interest rates, annual percentage rates (APRs), discount points and costs shown are valid as of 5/24/2012 10:05:09 PM Central Time and are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.
The rates, closing fees and payments displayed above assume a down payment of $62,500.00. Monthly payment amounts do not include taxes and insurance. If an escrow account for taxes or insurance is required or requested, the actual monthly payment amount will be greater.
