Boston 15 Year Fixed Refinance Rates

Loan Purpose:	Refinance Existing Balance	Discount Points:	0.00%
Purchase Price:	$250,000.00	Property Type:	Single Family
Loan Amount:	$187,500.00	Property Use:	Primary Residence
Credit Score:	740	Lender Location:	No Preference
Payment Type:	Principal and Interest	First Time Buyer:	No

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Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Hanscom Federal Credit Union 15 Year Fixed Rate 30 day lock	2.875%	2.908%	0.000%	$2,167	$1,284	180	1610 Eglin Street Hanscom AFB, MA 01731 1-800-656-4328 ext. 2043

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Hanscom Federal Credit Union No Closing Cost - 15 Year Fixed Rate 30 day lock	3.375%	3.401%	0.000%	$1,661	$1,329	180	1610 Eglin Street Hanscom AFB, MA 01731 1-800-656-4328 ext. 2043

About Us As a member-owned, not-for-profit financial cooperative, Hanscom Federal Credit Union will uphold its fundamental responsibility to actively serve our field of membership, and as appropriate, the communities we serve. We will offer a range of competitively priced products and services to meet the diverse economic and social needs of our members and potential members. We will monitor and communicate our services in a meaningful way so that members, potential members, legislators, regulators, and the community at large will understand and appreciate the unique role that we, as a member-owned financial cooperative, play in their lives. We will look for better ways to serve the interests of unserved and underse (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Georgetown Savings Bank 15 Year Fixed Rate 30 day lock	3.000%	3.030%	0.000%	$2,712	$1,295	180	75 Turnpike Street North Andover, MA 01845 1-866-352-8600
							75 Turnpike Street North Andover, MA 01845 1-866-352-8600

Founded in 1868, Georgetown Savings Bank with branches in Georgetown, North Andover and Rowley, MA., serves the financial needs of MA and New Hampshire residents and business. (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Equitable Co-operative Bank 15 Year Fixed Rate 30 day lock	3.000%	3.031%	0.000%	$2,594	$1,295	180	28 Nahant Road Nahant, MA 01908 781-599-5600
							28 Nahant Road Nahant, MA 01908 781-599-5600

Located in Lynn and Nahant, Massachusetts, Equitable Bank has been serving the financial needs of its customers since 1877. We are continuously creating and delivering essential financial products and services to meet the current needs of our customers. As a mutual co-operative bank Equitable Bank has no stockholders. It is in business to service its customers Our dedicated Loan Officers are committed to a high level of service. They provide their customers with individual attention and real working solutions that take into account their specific needs. Whether you are purchasing your first home, trading up or downsizing let us guide you through the process. If you are refinancing, let us help you obtain your o (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Mansfield Bank 15 Year Fixed Rate 30 day lock	3.000%	3.040%	0.000%	$2,509	$1,295	180	728 West Center St W Bridgewater, MA 02379 508-851-3600
							728 West Center St W Bridgewater, MA 02379 508-851-3600

Residential Mortgages are available for purchase, refinance or construction of a new house. Whatever your goals, our professional loan specialists are ready to go to work for you. We have no cost pre-qualification and pre-approval and thoughtful, personal counseling. We want to make sure you get a loan program that is convenient and comfortable for both you and your budget. (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
OneUnited Bank 15 Year Fixed Rate 30 day lock	2.875%	3.054%	0.000%	$4,200	$1,284	180	100 Franklin Street Boston, MA 02110 877-663-8648
							100 Franklin Street Boston, MA 02110 877-663-8648

With OneUnited Bank, you can obtain great rates, while supporting urban communities. Our mission is to be the premier banking institution for urban communities across America by: Offering affordable financial services for all Treating all customers with respect, dignity and personal attention to their banking needs regardless of their account balances Employing and training high quality employees who are committed to our mission Maintaining superior financial performance. This clarity of vision and mission is reflected in everything we do. As the first Black internet bank and first interstate Black bank in the country, located in California, Florida and Massachusetts, we are uniting urban communities to sh (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Pentagon Federal Credit Union 15 Year Fixed Rate 30 day lock	2.875%	3.062%	0.000%	$3,629	$1,284	180	US Military Academy West Point, NY 10996 800-970-7766
							US Military Academy West Point, NY 10996 800-970-7766

About Pentagon Federal Credit Union Who We ArePentagon Federal Credit Union serves over 740,000 members in the Air Force, Army, Coast Guard, Department of Homeland Security, Department of Defense, defense-related companies, and the Veterans of Foreign Wars. We were federally chartered in 1935 and serve our members worldwide. Pentagon Federal Credit Union is one of the strongest and safest financial institutions with more than $10 billion in assets. We offer mortgages, credit cards, automobile loans, personal loans, checking, money market savings, and other accounts. See More... The majority of our members enjoy worldwide service by Internet and phone, seven days a week, 24 hours a day. We also have branch locations in (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Norwood Bank 15 Year Fixed Rate 30 day lock	3.000%	3.064%	0.000%	$2,345	$1,295	180	11 Central St Norwood, MA 02062 781-440-4256
							11 Central St Norwood, MA 02062 781-440-4256

Norwood Bank has been making home loans to the people of Norwood and the surrounding community since 1889. We are committed to serving the financial needs of our customers for years to come. At Norwood Bank you will receive the best possible personal service you deserve from a team of experienced lending professionals. Please give us a call and experience the difference! (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
AimLoan.com 15 Year Fixed Rate 30 day lock	2.875%	3.072%	0.000%	$3,632	$1,284	180	4121 Camino Del Rio South San Diego, CA 92108 888-411-4246
							4121 Camino Del Rio South San Diego, CA 92108 888-411-4246

Internet Direct Lender Since 1998 * View Rates and GFE Online, 24/7 * Apply and Lock Rate Online, 24/7 * All Lender and 3rd Party Fees Guaranteed * Over $11 Billion Funded * Click Below and Experience the Difference! (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Avidia Bank 15 Year Fixed Rate 30 day lock	3.000%	3.107%	0.000%	$2,960	$1,295	180	256 Maple Street Marlborough, MA 01752 978-562-2222 or 800-508-2265

Avidia Bank began in October 2007 as a result of a merger between Hudson Savings Bank and Westborough Bank. Avidia is now a $1 Billion mutual community bank, headquartered in Hudson, MA with branch offices in Hudson, Westborough, Clinton, Leominster, Marlborough, Northborough and Shrewsbury.Hudson Savings Bank and Westborough Bank were both founded on 1869, and Avidia carries forward that rich tradition of community banking. Avidia Bank offers an extensive variety of financial services for individuals, families and businesses. All of the employees at Avidia take pride in being able to meet and the exceed the expectations of our customers. Offering valuable products an (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Northern Bank & Trust Company 15 Year Fixed Rate 30 day lock	3.000%	3.139%	0.000%	$3,168	$1,295	180	514-516 Franklin St Melrose, MA 02176 800-273-6908 or 781-937-5400

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Northern Bank & Trust Company 15 Year Fixed Rate 30 day lock	3.875%	3.980%	0.000%	$2,637	$1,375	180	514-516 Franklin St Melrose, MA 02176 800-273-6908 or 781-937-5400

Upon a petition from Thomas Mawn and James Mawn, the Commonwealth of Massachusetts approved a bank charter for Woburn Bank and Trust Company on February 24, 1960. Since then, the Bank has evolved into one of the premier financial institutions in the state offering full deposit and loan products to both commercial and consumer customers. In 1987, the Bank's expansion into surrounding communities necessitated that the Bank amend its chartered name to Northern Bank and Trust Company in order to embody the region for which the Bank serves. Currently, the Bank maintains ten branches in the communities of Acton, Billerica, Burlington, Chelmsford, Littleton, Melrose, Westford an (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
North Middlesex Savings Bank 15 Year Fixed Rate 30 day lock	3.125%	3.147%	0.000%	$2,343	$1,306	180	220 Great Road Littleton, Ma 01460 1-800-762-3306
							220 Great Road Littleton, Ma 01460 1-800-762-3306

North Middlesex Savings Bank is the premier mortgage lender in Nashoba Valley. We are an independent community banking institution providing excellent service since 1885. Our Loan Center can provide a fast, free pre-approval so that your realtor knows that you are a serious, committed buyer. This can be done through our online mortgage application or by contacting one of our loan consultants. We want to provide personal counseling to make sure the loan program is right for you. We provide both fixed rate and adjustable rate mortgages for both primary and investor applicants. Our construction loan program is very competitive and is customized for each applicant. Our (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Belmont Savings Bank 15 Year Fixed Rate 30 day lock	3.125%	3.156%	0.000%	$2,090	$1,306	180	78 Trapelo Road Belmont, MA 02478 617-484-6700 or Toll Free: 888-762-4100

BELMONT SAVINGS BANK IS A FULL SERVICE COMMUNITY BANK THAT HAS BEEN IN OPERATION SINCE 1885. WE SPECIALIZE BOTH RESIDENTIAL AND COMMERCIAL LENDING. WE ARE EXPERIENCED PARTICIPANTS IN THE SECONDARY MORTGAGE MARKET AND CATER TO THE LENDING NEEDS OF OUR QUALITY CUSTOMER BASE. (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
BayCoast Bank 15 Year Fixed Rate 30 day lock	3.125%	3.176%	0.000%	$2,231	$1,306	180	174 Taunton Avenue Seekonk, MA 02771 508-678-7641 or 888-806-2872

Citizens~Union Savings Bank is a full-service institution that serves the needs of its community in Southeastern Massachusetts and Rhode Island. The Bank offers a wide range of financial services including: deposit and lending products, investment management, trust, insurance and brokerage services. It serves its community through locations in Fall River, Swansea, Somerset, Seekonk, New Bedford, and Tiverton, RI. Combining a personal style of banking with a commitment to supporting the local community it serves with exceptional customer service, Citizens~Union has grown in recent years to provide its customers in the South Coast with a variety of financial services tha (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
SMCU Mortgage Center 15 Year Fixed Rate 30 day lock	3.125%	3.190%	0.000%	$2,402	$1,306	180	133 South Bolton St Marlborough, MA 01752 508-490-8002 or toll free 866-585-SMCU

About St. Mary's Credit Union Our Mission The mission of St. Mary's Credit Union is to provide our members/owners with superior financial products and services with favorable pricing delivered through attentive, convenient and cost-effective delivery channels while maintaining a strong and safe financial condition. Our Vision To exceed service expectations in everything we do. Our Values Service Excellence Teamwork Financial Strength Leadership Performance Community Involvement People Success Membership Eligibility Anyone who lives or works in any of the 114 cities and towns located in Middlesex or Worcester County is eligible to join St. Mary' (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Holyoke Credit Union 15 Year Fixed Rate 30 day lock	3.000%	3.193%	0.000%	$3,776	$1,295	180	333 Elm Street West Springfield, MA 01089 413-532-7007
							333 Elm Street West Springfield, MA 01089 413-532-7007

We've been making the dream of home ownership come true for our members for over 96 years. Home loans have long been a specialty, particularly for first-time home buyers who sometimes need a little more creative financing to make their dream come true!Whatever your financial or credit situation, no matter how big your dream, our Home Loan Specialists are ready to go to work for you! (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
StonehamBank 15 Year Fixed Rate 30 day lock	3.125%	3.202%	0.000%	$3,163	$1,306	180	80 Montvale Avenue Stoneham, MA 02180 1-888-402-2265
							80 Montvale Avenue Stoneham, MA 02180 1-888-402-2265

About StonehamBank In 1886, Stoneham faced a sagging economy primarily due to the weakening of the once prosperous shoe industry. Facing uncertain economic times, Stoneham residents had few places to turn for financial support. It was at this point that a group of Stoneham citizens got together at the Town Office to consider the feasibility of establishing a co-operative bank in Stoneham; an institution they felt critical to assist the town and its citizens in the transition from an industrial center to a residential community populated by individuals working outside of its borders. On January 10, 1887, StonehamBank was established to meet the financial needs of its r (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Beverly Cooperative Bank 15 Year Fixed Rate 30 day lock	3.125%	3.210%	0.000%	$2,786	$1,306	180	73 Lafayette Street Salem, MA 01970 978.922.0857, ext 156
							73 Lafayette Street Salem, MA 01970 978.922.0857, ext 156

Beverly Cooperative Bank is a local, community bank that has been meeting the banking needs of the North Shore community for 123 years. We offer a wide range of personal and business products and services. Choose from mortgages, a variety of savings and checking accounts (including free business checking), commercial loans and more. We’ve been designated with Preferred Lender status by the Small Business Administration, helping to make the loan process quicker. At Beverly Cooperative Bank you have access to decision makers and enjoy quick turnaround. We provide personalized customer service and we are open early and late to accommodate customer schedules. The convenience of 24/7 online banking allows you to do your banking when the time is right for you. Beverly Cooperative Ba (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
TD Bank 15 Year Fixed Rate 30 day lock	3.125%	3.221%	0.000%	$2,949	$1,306	180	75 Federal Street Boston, MA 02110 800-822-6761
							75 Federal Street Boston, MA 02110 800-822-6761

About TD Bank, America's Most Convenient Bank®TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the United States, providing customers with a full range of financial products and services at more than 1,250 convenient locations from Maine to Florida. On September 30, 2010, The South Financial Group, Inc. was acquired by TD Bank Group, and its subsidiary Carolina First Bank merged with TD Bank. Carolina First Bank will continue to operate under the trade names Carolina First Bank in North and South Carolina and Mercantile Bank in Florida until conversion and rebranding in 2011. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. Carolina First Bank and Mercantile Bank are trade names of TD Bank, N.A. For more information, visit www.tdban (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Marlborough Savings Bank 15 Year Fixed Rate 30 day lock	3.125%	3.246%	0.000%	$2,811	$1,306	180	439 Boston Post Road Sudbury, MA 01776 508-481-8300
							439 Boston Post Road Sudbury, MA 01776 508-481-8300

We are committed to creating a positive banking experience for each and every customer we serve. It's this commitment that makes us the preferred community bank. Attention to customer service has been the cornerstone of our culture for over 149 years. This is the primary reason we've remained a Mutual Savings Bank, accountable to customers and not an outside board. Our customers tend to stay with us. They count on us to provide excellence in banking service, convenience, and value through a lifetime of changes. Whether getting that first checking account, applying for a home loan, consolidating debt, saving for college, planning for retirement, or any other financial service, we're here to help. (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Members Plus Credit Union 15 Year Fixed Rate 30 day lock	3.250%	3.269%	0.000%	$2,353	$1,318	180	494 Gallivan Boulevard Dorchester, MA 02124 781-905-1500
							494 Gallivan Boulevard Dorchester, MA 02124 781-905-1500

Members Plus Credit Union (formerly Boston Edison Employees Credit Union) has been serving members since 1940. As a non-profit organization owned by over 10,000 members, we serve the community and various employer groups. Our mission is to provide quality, innovative, competitive, and secure financial products and services to our expanding membership. (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Reading Co-operative Bank 15 Year Fixed Rate 30 day lock	3.250%	3.281%	0.000%	$2,318	$1,318	180	180 Haven Street Reading, MA 01867 (781) 942-5000 or (800) 698-6962

About Reading Co-operative Bank Reading Co-operative Bank was founded in 1886 as a mutual community bank. While our focus has not changed much since, the types of products and services we offer have. We are now a true one-stop financial services to both residential and business customers. Reading Cooperative Bank is committed to providing our customers with accurate, responsive and courteous service and to building partnerships to help them achieve their financial goals. We set our standards high and are proud of our record. As a customer-owned Bank, Reading Cooperative Bank's primary mission is to serve YOU. We are committed to being an independent community bank, and to providing financial services and products better than any bank in our market. Click HERE for a li (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
The Lowell Five 15 Year Fixed Rate 30 day lock	3.250%	3.287%	0.000%	$2,377	$1,318	180	270 Main Street Wilmington, MA 01887 978-452-1300
							270 Main Street Wilmington, MA 01887 978-452-1300

The Lowell Five Benefits Rate Locks Rate locks are available for up to 60 days while your application is in process. Personal Assistance from Experienced Mortgage Professionals You can call or email one of our mortgage professionals to answer any of your questions or to ask for advice. Fast and Efficient Turnaround In many cases we can get your mortgage approved in minutes rather than days or weeks. This allows us to close your loan faster. Financing First We’ll tell you how much you can borrow before you begin looking for a house. That way, you’ll have more bargaining power when you find the house that’s right for you. (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Blue Hills Bank 15 Year Fixed 30 day lock	3.250%	3.289%	0.000%	$2,412	$1,318	180	1337 Beacon Street Brookline, MA 02446 781.702.5750 or Toll Free 888-882-6900

Whether you're purchasing a home, refinancing or making some other special purchase, we want to make the process easy for you. We have several lending products that can make your dreams come true! (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Xceed Financial Credit Union 15 Year Fixed Rate 30 day lock	3.500%	3.580%	0.000%	$2,914	$1,340	180	45 Glover Avenue Norwalk, CT 06850 800-993-9328 ext. 74355
							45 Glover Avenue Norwalk, CT 06850 800-993-9328 ext. 74355

About Xerox Federal Credit Union Our Credit Union was originally chartered under California law in April 1964 as the Scientific Data Systems Credit Union in El Segundo, California, serving S.D.S. employees. In 1970, after S.D.S. was acquired by Xerox Corporation, we were granted a federal charter and changed our name to Xerox Federal Credit Union. In 1975, the National Credit Union Administration approved our charter expansion allowing us to serve members throughout the United States. This national charter request was fully supported by Xerox Corporation. Xerox Federal Credit Union is now a full-service financial institution serving members nationwide through our many branches, TeleServices department, and automated services such as SuperAxcess, AudioXpress, ATMs, and this web (...)

The interest rates, annual percentage rates (APRs), discount points and costs shown are valid as of 5/24/2012 10:05:09 PM Central Time and are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.

The rates, closing fees and payments displayed above assume a down payment of $62,500.00. Monthly payment amounts do not include taxes and insurance. If an escrow account for taxes or insurance is required or requested, the actual monthly payment amount will be greater.

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