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In the beginning of the loan terms, many ARMs feature a fixed rate of interest. The ‘months rate fixed' is the number of months the rate is initially fixed for an ARM loan. During this period, the interest rate and the monthly payment will remain fixed. The rate and payment will then typically adjust annually based on the index, margin, and adjustment caps.

Monthly Rent Payment

Months Before First Adjustment Date

Months Between Adjustments

Months Rate Fixed


Mortgage Amount

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