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A mathematical equation that can help potential home buyers determine whether renting or buying is a wiser decision. The equation is the purchase price of a home divided by the annual cost of renting a similar one. Typically, if the results are well below 20, then buying a home may be in order.

Remaining Balance

Remaining Term

Rent Loss Insurance

Rent Ratio

REO (Real Estate Owned)

Repayment Plan

Replacement Reserve