Looking for data on the latest mortgage rate trends? Look no further! Mortgage Marvel Rate Trends surveys 1000 lenders' rates daily to produce national, regional and state mortgage rate trends for popular mortgage loan products and purposes including 30 year fixed, 15 year fixed and a variety of adjustable rate mortgages and balloon mortgage loans.
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Mortgage Rate Trends

Use our Mortgage Rate Trends tool to compare rates and trends for the products you're interested in. Simply select the region and loan type, and select as many products as you'd like. The Treasury rates provide an indicator of how market trends impact mortgage rates. For a high level summary of rate movements, check out our Weekly Summary.

Note: Treasury data is not published on weekends and holidays, which results in gaps on the graph.

About Mortgage Marvel Rate Trends

Mortgage Marvel Rate Trends is the only mortgage rate trend indicator that pulls rates every day directly from the live product and pricing database of over 1,000 national, regional, and local banks and credit unions across the country.

How is Mortgage Marvel Rate Trends different? Some mortgage rate trend indicators survey rates once a week over a three-day period and publish the rates on the fourth day; the result is neither timely nor point-in-time. Another popular weekly indicator only surveys the 10 largest banks in the 10 largest U.S. markets. Others provide daily data, but the data is from an inconsistent group of lenders leading to an apples-to-oranges comparison. Mortgage Marvel Rate Trends surveys a stable array of over 1,000 financial institutions every day in every state. The result is the mortgage industry's most accurate, timely, detailed, and flexible rate trend indicator.

Mortgage Marvel Rate Trends includes average rates for conforming (i.e. loans below $417,000) and jumbo loan programs across all common fixed and adjustable rate products, including 30-year fixed, 15-year fixed, FHA, and 5/1 ARMs. All rates displayed are with zero points to provide a true indication of the cost and avoid the confusion of comparing rates with different levels of discount points. Because mortgage rates vary based on the purpose, Mortgage Marvel Rate Trends separately tracks rates for purchase, rate & term refinance, and cash-out refinance transactions.

Mortgage rates also vary from state to state and region to region across the country. That's why Mortgage Marvel Rate Trends tracks rate trends in every state. The results for each state are calculated by averaging all related rate quotes that are not more than one standard deviation from the median. The state averages are rolled into averages for the five primary regions of the country (Northeast, Southeast, Midwest, Southwest, and West), which are in turn rolled into a national average.

This is possible because Mortgagebot, the company that owns Mortgage Marvel, is the industry-leading provider of the PowerSite online mortgage-origination platform. PowerSite is delivered in a Software-as-a-Service or "Cloud Computing" delivery model, meaning that Mortgagebot hosts its clients' mortgage-origination websites and the powerful, detailed product and pricing database that powers those websites. Mortgage Marvel Rate Trends is compiled every night by tapping into this database and extracting real-time rate quotes for each product across all lenders in every state.

No other mortgage rate trend indicator provides the same level of accuracy, consistency, and detail!

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Display This Data on Your Site!

rate trend widget Mortgage Marvel's rate trend widget enables you to display this accurate data on your webpage. You can even customize the colors to your site.

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