Winston Salem North Carolina first started to form as a city when Salem was incorporated in 1766. Winston became an incorporated city in 1849 and in 1913 the two regions consolidated to comprise the 132.4 square miles of land that make up the city today. Now, more than 217,000 people populate the area and while some have lineage as direct descendants of the towns' founders, others are new to the region and happy to work at the headquarters of Krispy Kreme Doughnuts. Regardless of what makes you call the city home, if you are one of the over 26,600 people with a home loan or are ready to enter the role of borrower Mortgage Marvel will connect you with the Winston-Salem mortgage rates you need, regardless of your mortgage scenario.
Perhaps you are interested in financing the purchase of a historic home in Old Salem as you fancy paying homage to the rich history synonymous with Winston- Salem. Mortgage Marvel can connect you to the jumbo mortgage rate information needed to complete the task. That way instead wasting time researching Winston-Salem mortgage rates, mortgage seekers can explore the sites associated with some of the area's earliest businesses. National chain Krispy Kreme was founded in town in 1927, Wachovia Bank and Trust was formed in 1911 and tobacco pioneer R. J. Reynolds advertised the very first horse stud service (at $15 a pop) ever. Those are only some of the business born in Winston- Salem and by counting on Mortgage Marvel to help assist in the home buying task, you can have more time to pursue the launch of your own business venture.
Compared to housing opportunities in the rest of the state, Winston-Salem housing is tens of thousands of dollars less. Despite the affordability of local homes, chances are those interested in pursuing the American Dream of homeownership will need to rely on a fixed rate mortgage to make it happen. Luckily Mortgage Marvel is here to help.
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| Loan Purpose: | Purchase | Discount Points: | 0.00% |
| Purchase Price: | $250,000.00 | Property Type: | Single Family |
| Loan Amount: | $187,500.00 | Property Use: | Primary Residence |
| Credit Score: | 740 | Lender Location: | No Preference |
| Payment Type: | Principal and Interest | First Time Buyer: | No |
Winston Salem 30 Year Fixed Rates
Winston Salem 30 Year Fixed Refinance Rates
Winston Salem 30 Year Fixed Jumbo Mortgage Rates
Winston Salem 30 Year Fixed Jumbo Refinance Rates
Winston Salem 15 Year Fixed Rates
Winston Salem 15 Year Fixed Refinance Rates
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Hanscom Federal Credit Union 30 Year Fixed Rate 30 day lock |
3.875% | 3.894% | 0.000% | $2,375 | $882 | 360 |
1610 Eglin Street Hanscom AFB, MA 01731 1-800-656-4328 ext. 2043 |
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Hanscom Federal Credit Union No Closing Cost - 30 Year Fixed Rate 30 day lock |
4.375% | 4.390% | 0.000% | $1,869 | $936 | 360 |
1610 Eglin Street Hanscom AFB, MA 01731 1-800-656-4328 ext. 2043 |
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| About Us As a member-owned, not-for-profit financial cooperative, Hanscom Federal Credit Union will uphold its fundamental responsibility to actively serve our field of membership, and as appropriate, the communities we serve. We will offer a range of competitively priced products and services to meet the diverse economic and social needs of our members and potential members. We will monitor and communicate our services in a meaningful way so that members, potential members, legislators, regulators, and the community at large will understand and appreciate the unique role that we, as a member-owned financial cooperative, play in their lives. We will look for better ways to serve the interests of unserved and underserved portions (...) |
| Lender |
Interest Rate |
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Closing Costs |
Monthly Payment |
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TD Bank 30 Year Fixed Rate 30 day lock |
3.875% | 3.921% | 0.000% | $3,329 | $882 | 360 |
443 E. Broadway Salem, NJ 08079 800-822-6761 |
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| About TD Bank, America's Most Convenient Bank®TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the United States, providing customers with a full range of financial products and services at more than 1,250 convenient locations from Maine to Florida. On September 30, 2010, The South Financial Group, Inc. was acquired by TD Bank Group, and its subsidiary Carolina First Bank merged with TD Bank. Carolina First Bank will continue to operate under the trade names Carolina First Bank in North and South Carolina and Mercantile Bank in Florida until conversion and rebranding in 2011. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. Carolina First Bank and Mercantile Bank are trade names of TD Bank, (...) |
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Nationwide Advantage Mortgage 30 Year Fixed Rate 30 day lock |
3.875% | 3.938% | 0.000% | $2,453 | $882 | 360 |
One Nationwide Plaza Columbus, OH 43218 800-811-5385 |
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| Nationwide Advantage Mortgage Company is a subsidiary of Nationwide® Insurance, one of America's leading insurers, providing residential mortgages throughout the country. Based in Des Moines, Iowa, we are a full-service mortgage lender originating and servicing loans through a variety of distribution channels. Nationwide Advantage Mortgage Company offers consumers the same high level of service, convenience and quality in an innovative mortgage product that customers of Nationwide® have come to expect. In our view, obtaining a mortgage does not need to be difficult. That's why we have a streamlined application, and can provide your loan decision for free! We truly want to be the mortgage lender who is On Your Side®. And as a (...) |
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Closing Costs |
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# of Monthly Payments |
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First Federal 30 Year Fixed Rate 30 day lock |
3.875% | 4.008% | 0.000% | $4,184 | $882 | 360 |
1921 West Palmetto Street Florence, SC 29501 866-227-3031 |
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First Federal Fannie Mae Homepath 30 Year Fixed Rate 30 day lock |
3.875% | 4.008% | 0.000% | $3,534 | $882 | 360 |
1921 West Palmetto Street Florence, SC 29501 866-227-3031 |
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| About First Federal First Federal opened its first office in downtown Charleston in 1934, and we've been growing ever since. Today, as a subsidiary of First Financial Holdings, Inc., we're one of the three largest financial institutions headquartered in South Carolina, with over fifty financial centers along the Carolina coast and inland to Florence. Thanks to over $2.6 billion in assets and our large deposit base, we're able to use our financial clout to help retail and commercial clients get the most out of their money. Naturally, we didn't achieve this growth by chance. We did it by tailoring our financial products and services to the particular needs of our customers, and delivering them with friendly, professional service. Th (...) |
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Xceed Financial Credit Union 30 Year Fixed Rate 30 day lock |
4.250% | 4.296% | 0.000% | $1,930 | $922 | 360 |
1 Campus Drive Parsippany, NJ 07054 800-993-9328 ext. 74355 |
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| About Xerox Federal Credit Union Our Credit Union was originally chartered under California law in April 1964 as the Scientific Data Systems Credit Union in El Segundo, California, serving S.D.S. employees. In 1970, after S.D.S. was acquired by Xerox Corporation, we were granted a federal charter and changed our name to Xerox Federal Credit Union. In 1975, the National Credit Union Administration approved our charter expansion allowing us to serve members throughout the United States. This national charter request was fully supported by Xerox Corporation. Xerox Federal Credit Union is now a full-service financial institution serving members nationwide through our many branches, TeleServices department, and automated services such as (...) |
The interest rates, annual percentage rates (APRs), discount points and costs shown are valid as of 5/25/2012 10:05:08 PM Central Time and are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.
The rates, closing fees and payments displayed above assume a down payment of $62,500.00. Monthly payment amounts do not include taxes and insurance. If an escrow account for taxes or insurance is required or requested, the actual monthly payment amount will be greater.
