Situated in the northeastern section of the state is New Jersey's second largest city, simply called Jersey City. Originally the Lenape tribe of Native Americans lived on the land until Henry Hudson staked a claim in the territory when looking for a different root to East Asia in 1609. Eventually under the instructions of the United New Netherlands Company, Michael Reyniersz Pauw purchased the land from the inhabitants and started the ball rolling in the territory that would later become Jersey City. Since those humble beginnings more than 241,000 people have planted roots in Jersey City and while the bulk of the town's residents rent their living quarters, there are still homes and condominiums for sale in town and Mortgage Marvel can instantly connect consumers to the mortgage rates information needed to finance the purchase of one.
During the American Revolutionary War, the area that later became Jersey City, NJ was under British rule, but after their defeat, prominent politicians worked out a plan to develop the city. That area is now known as the historic downtown region of Jersey City and the original city squares and streets planned by the likes of Alexander Hamilton (among others) still stand today. Over time, Jersey City evolved to be a entry port for immigrants from around the world and during the city's heyday prior to WWII, German, Irish, and Italian folks were a major contributor to the growth and development of the city. Now the region has earned the nickname of being "Wall Street West" because of the large assortment of financial companies in town. No matter if your lineage can be traced back to the slews of immigrants that planted roots in Jersey City, NY or you prefer to live in town to be close to your job in Manhattan, Mortgage Marvel can connect you to the mortgage rates needed to seal the deal of buying a home.
As of 2008, the median home price for a single-family dwelling was above the $340,000 point. While some consumers may find that price point too rich for their blood, that dollar amount is significantly lower than the property values in neighboring New York City. Locals to the area may find the price tag conservative and may be more than willing to commit to a jumbo mortgage to finance the deal. If you are one of them, Mortgage Marvel is happy to assist.
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| Loan Purpose: | Purchase | Discount Points: | 0.00% |
| Purchase Price: | $250,000.00 | Property Type: | Single Family |
| Loan Amount: | $187,500.00 | Property Use: | Primary Residence |
| Credit Score: | 740 | Lender Location: | No Preference |
| Payment Type: | Principal and Interest | First Time Buyer: | No |
Jersey City 30 Year Fixed Rates
Jersey City 30 Year Fixed Refinance Rates
Jersey City 30 Year Fixed Jumbo Mortgage Rates
Jersey City 30 Year Fixed Jumbo Refinance Rates
Jersey City 15 Year Fixed Rates
Jersey City 15 Year Fixed Refinance Rates
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Valley National Bank Valley Purchase Program 30 Year Fixed Rate 30 day lock |
3.500% | 3.582% | 0.000% | $3,049 | $842 | 360 |
100 Central Ave South Kearny, NJ 07032 800-522-4100 |
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Valley National Bank NJ Police and Fire Retirement 30 Year Fixed 30 day lock |
3.020% | 3.023% | 0.000% | $2,701 | $793 | 360 |
100 Central Ave South Kearny, NJ 07032 800-522-4100 |
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| Valley is a regional bank holding company headquartered in Wayne, New Jersey with nearly $16 billion in assets after the acquisition of State Bancorp. Its principal subsidiary, Valley National Bank, currently operates 211 branches in 147 communities serving 16 counties throughout northern and central New Jersey, Manhattan, Brooklyn, Queens and Long Island. Valley National Bank is one of the largest commercial banks headquartered in New Jersey and is committed to providing the most convenient service, the latest in product innovations and an experienced and knowledgeable staff with a high priority on friendly customer service 24 hours a day, 7 days a week. (...) |
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Hanscom Federal Credit Union 30 Year Fixed Rate 30 day lock |
3.500% | 3.520% | 0.000% | $3,503 | $842 | 360 |
1610 Eglin Street Hanscom AFB, MA 01731 1-800-656-4328 ext. 2043 |
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Hanscom Federal Credit Union No Closing Cost - 30 Year Fixed Rate 30 day lock |
4.000% | 4.016% | 0.000% | $2,997 | $895 | 360 |
1610 Eglin Street Hanscom AFB, MA 01731 1-800-656-4328 ext. 2043 |
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| About Us As a member-owned, not-for-profit financial cooperative, Hanscom Federal Credit Union will uphold its fundamental responsibility to actively serve our field of membership, and as appropriate, the communities we serve. We will offer a range of competitively priced products and services to meet the diverse economic and social needs of our members and potential members. We will monitor and communicate our services in a meaningful way so that members, potential members, legislators, regulators, and the community at large will understand and appreciate the unique role that we, as a member-owned financial cooperative, play in their lives. We will look for better ways to serve the interests of unserved and underserved portions of our member and potential (...) |
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TD Bank 30 Year Fixed Rate 30 day lock |
3.500% | 3.566% | 0.000% | $5,396 | $842 | 360 |
101 Washington Street Hoboken, NJ 07030 800-822-6761 |
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| About TD Bank, America's Most Convenient Bank®TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the United States, providing customers with a full range of financial products and services at more than 1,250 convenient locations from Maine to Florida. On September 30, 2010, The South Financial Group, Inc. was acquired by TD Bank Group, and its subsidiary Carolina First Bank merged with TD Bank. Carolina First Bank will continue to operate under the trade names Carolina First Bank in North and South Carolina and Mercantile Bank in Florida until conversion and rebranding in 2011. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. Carolina First Bank and Mercantile Bank are trade names of TD Bank, N.A. For more information (...) |
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CMS Bank 30 Year Fixed Rate 30 day lock |
3.625% | 3.740% | 0.000% | $4,743 | $855 | 360 |
40 East First Street Mount Vernon, NY 10550 914-422-2700 |
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| Community Mutual Savings Bank was founded as a Mutual Savings Institution in 1887 and originally operated out of a single branch location in Mt. Vernon, NY. Since its founding, Community Mutual has expanded its branch banking network to include four additional retail offices located in Eastchester, West Harrison, Greenburgh and Mt. Kisco, New York. The bank's Corporate Administrative Offices are located at 123 Main Street, White Plains, New York. In April 2007, Community Mutual Savings Bank converted from a mutual savings bank charter to a stock company. Our holding company, CMS Bancorp, Inc. is publically traded on NASDAQ under the ticker symbol “CMSB”. Our principal business at Community Mutual Savings Bank (...) |
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Philadelphia Federal Credit Union 30 Year Fixed Rate 30 day lock |
3.875% | 3.917% | 0.000% | $3,875 | $882 | 360 |
12800 Townsend Rd Philadelphia, PA 19154 215-934-3500 or 800-832-PFCU (outside Philadephia metro area) |
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| About Philadelphia Federal Credit Union We are a strong and stable institution. Philadelphia Federal Credit Union was founded in 1951 to serve the financial needs of Philadelphia municipal employees. Today, with more than 100,000 members and assets in excess of $500 million we are among the top five credit unions in the area, serving the owners, employees and directors of over 600 organizations throughout Pennsylvania, New Jersey and Delaware. Our mission is to provide our members with the resources to achieve their financial goals and we stand by that commitment every day by offering today's sophisticated services without losing sight of our purpose. We vastly differ from regular banks because our financia (...) |
The interest rates, annual percentage rates (APRs), discount points and costs shown are valid as of 5/22/2013 10:05:57 PM Central Time and are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.
The rates, closing fees and payments displayed above assume a down payment of $62,500.00. Monthly payment amounts do not include taxes and insurance. If an escrow account for taxes or insurance is required or requested, the actual monthly payment amount will be greater.
