Buffalo, NY first came into existence in 1789 as a small trading community. Over time the city has grown to have a robust population of over 270,000 people, the sprawling campus of the University at Buffalo and earn street credit for being the home of the original "Buffalo Wing." Buffalo is the second largest city in New York state and has been dubbed the City of Good Neighbors. For those longing to buy a home to become one of those good neighbors or for those who are already homeowners and need to locate Buffalo, NY refinance rates to keep things in check, Mortgage Marvel is here to help.
Aside for being known for tasty food and icy winters, Buffalo, NY is a city boasting cultural centers including the Buffalo Zoo, the Albright-Knox Art Gallery and the Kleinhans Music Hall and for having beautiful architecture. Not only is Buffalo home to the spectacular Art Deco masterpiece courtesy of the Buffalo City Hall, the city is also home to one of the world's first skyscrapers. While those properties are currently not for sale, the city's 52.5 square miles of territory is filled with housing opportunities including condominiums, single family detached homes and town houses and Mortgage Marvel is the industry's leading mortgage rates origination tool that can help you locate the means to finance your purchase.
Financing a home in Buffalo, NY will require a good credit history, a sizable down payment and maybe even a jumbo mortgage as the median price asked for vacant for-sale houses and condos was $435,701 (2008). However, if you are ready to make the financial commitment, the time has never been better to buy a home and Mortgage Marvel is here to assist.
| Loan Purpose: | Purchase | Discount Points: | 0.00% |
| Purchase Price: | $250,000.00 | Property Type: | Single Family |
| Loan Amount: | $187,500.00 | Property Use: | Primary Residence |
| Credit Score: | 740 | Lender Location: | No Preference |
| Payment Type: | Principal and Interest | First Time Buyer: | No |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Community Mutual Savings Bank 30 Year Fixed Rate 30 day lock |
3.875% | 3.991% | 0.000% | $6,306 | $882 | 360 |
12 South Bedford Road Mount Kisco, NY 10549 914-422-2700 |
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| Community Mutual Savings Bank was founded as a Mutual Savings Institution in 1887 and originally operated out of a single branch location in Mt. Vernon, NY. Since its founding, Community Mutual has expanded its branch banking network to include four additional retail offices located in Eastchester, West Harrison, Greenburgh and Mt. Kisco, New York. The bank's Corporate Administrative Offices are located at 123 Main Street, White Plains, New York. In April 2007, Community Mutual Savings Bank converted from a mutual savings bank charter to a stock company. Our holding compa (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
|
MCU 30 Year Fixed Rate 30 day lock |
4.000% | 4.026% | 0.000% | $8,222 | $895 | 360 |
22 Cortlandt Street New York, NY 10007 212.238.3521 |
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| MCU is a full service financial institution, but with the credit union difference of better rates on products and services and a customer-centric focus that puts members first! We’ve got what you need from basic installment loans to jumbo mortgages, and from totally free checking accounts to high yield CDs and IRAs. Our credit union has been serving members since 1916.If you are eligible to open an account with us we may be just what you need. (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Nationwide Advantage Mortgage 30 Year Fixed Rate 30 day lock |
4.000% | 4.064% | 0.000% | $5,690 | $895 | 360 |
One Nationwide Plaza Columbus, OH 43218 800-811-5385 |
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| Nationwide Advantage Mortgage Company is a subsidiary of Nationwide® Insurance, one of America's leading insurers, providing residential mortgages throughout the country. Based in Des Moines, Iowa, we are a full-service mortgage lender originating and servicing loans through a variety of distribution channels. Nationwide Advantage Mortgage Company offers consumers the same high level of service, convenience and quality in an innovative mortgage product that customers of Nationwide® have come to expect. In our view, obtaining a mortgage does not need to be difficult. T (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Hanscom Federal Credit Union 30 Year Fixed Rate 30 day lock |
4.125% | 4.144% | 0.000% | $5,137 | $909 | 360 |
1610 Eglin Street Hanscom AFB, MA 01731 1-800-656-4328 ext. 2043 |
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| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Hanscom Federal Credit Union No Closing Cost - 30 Year Fixed Rate 30 day lock |
4.625% | 4.631% | 0.000% | $4,431 | $964 | 360 |
1610 Eglin Street Hanscom AFB, MA 01731 1-800-656-4328 ext. 2043 |
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| About Us As a member-owned, not-for-profit financial cooperative, Hanscom Federal Credit Union will uphold its fundamental responsibility to actively serve our field of membership, and as appropriate, the communities we serve. We will offer a range of competitively priced products and services to meet the diverse economic and social needs of our members and potential members. We will monitor and communicate our services in a meaningful way so that members, potential members, legislators, regulators, and the community at large will understand and appreciate the unique role that we, as a member-owned financial cooperative, play in their lives. We will look for better ways to (...) |
| Lender |
Interest Rate |
APR |
Discount Points |
Closing Costs |
Monthly Payment |
# of Monthly Payments |
Company Information |
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Xceed Financial Credit Union 30 Year Fixed Rate 30 day lock |
4.250% | 4.310% | 0.000% | $5,464 | $922 | 360 |
1560 W Ridge Rd Rochester, NY 14615 800-993-9328 ext. 74355 |
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| About Xerox Federal Credit Union Our Credit Union was originally chartered under California law in April 1964 as the Scientific Data Systems Credit Union in El Segundo, California, serving S.D.S. employees. In 1970, after S.D.S. was acquired by Xerox Corporation, we were granted a federal charter and changed our name to Xerox Federal Credit Union. In 1975, the National Credit Union Administration approved our charter expansion allowing us to serve members throughout the United States. This national charter request was fully supported by Xerox Corporation. Xerox Federal Credit Union is now a full-service financial institution serving members nationwide through our many branches, (...) |
The interest rates, annual percentage rates (APRs), discount points and costs shown are valid as of 2/2/2012 10:00:07 PM Central Time and are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.
The rates, closing fees and payments displayed above assume a down payment of $62,500.00. Monthly payment amounts do not include taxes and insurance. If an escrow account for taxes or insurance is required or requested, the actual monthly payment amount will be greater.