Locating great Philadelphia, 15-year fixed, refinance rates can be fast, easy and accurate when consumers count on Mortgage Marvel to deliver the goods. For the first time in decades, the mortgage industry is tilted in the favor of consumers as low Philadelphia 15-year fixed, refinance rates are plentiful and lenders are competing for business. Mortgage seekers looking to streamline the process and thoughtfully comparison shop for the best Philadelphia 15-year fixed, refinance rates available, need look no further than Mortgage Marvel. Not only will Mortgage Marvel, the industry's leading rate shopping tool, provided up-to-date mortgage rates and fees in real time, consumers will not need to enter any personal information for the mortgage search process.

mortgage marvel logo

Philadelphia, PA 15 year fixed refinance rates personalized for you

  • Customized rates from trusted lenders in complete privacy
  • Select the best interest rate that meets your needs
  • Quick and complete online application in less than 30 minutes

As seen on MSNBC Logo, CNN Money Logo

Browse the results below or complete the form at the right to receive free personalized quotes from hundreds of lenders in just seconds

Philadelphia 15 Year Fixed Refinance Rates

Loan Purpose: Refinance Existing Balance Discount Points: 0.00%
Purchase Price: $250,000.00 Property Type: Single Family
Loan Amount: $187,500.00 Property Use: Primary Residence
Credit Score: 740 Lender Location: No Preference
Payment Type: Principal and Interest First Time Buyer: No
Lender Interest
Rate
APR Discount
Points
Closing
Costs
Monthly
Payment
# of Monthly
Payments

Company Information

Hanscom Federal Credit Union
15 Year Fixed Rate
30 day lock
2.875% 2.908% 0.000% $3,364 $1,284 180 1610 Eglin Street
Hanscom AFB, MA 01731
1-800-656-4328 ext. 2043
Apply Now
Lender Interest
Rate
APR Discount
Points
Closing
Costs
Monthly
Payment
# of Monthly
Payments

Company Information

Hanscom Federal Credit Union
No Closing Cost - 15 Year Fixed Rate
30 day lock
3.375% 3.401% 0.000% $2,858 $1,329 180 1610 Eglin Street
Hanscom AFB, MA 01731
1-800-656-4328 ext. 2043
Apply Now
About Us As a member-owned, not-for-profit financial cooperative, Hanscom Federal Credit Union will uphold its fundamental responsibility to actively serve our field of membership, and as appropriate, the communities we serve. We will offer a range of competitively priced products and services to meet the diverse economic and social needs of our members and potential members. We will monitor and communicate our services in a meaningful way so that members, potential members, legislators, regulators, and the community at l (...)
Lender Interest
Rate
APR Discount
Points
Closing
Costs
Monthly
Payment
# of Monthly
Payments

Company Information

Dollar Bank
15 Year Fixed Rate
30 day lock
2.875% 2.995% 0.000% $3,677 $1,284 180 11974 Perry Highway
Wexford, PA 15090
877-261-2820
Apply Now
At Dollar Bank, your mortgage has a home. We keep the servicing of our mortgages so you'll reach a Dollar Bank Representative long after the ink has dried. And since our mortgage originators are non-commissioned, they're committed to assisting you in getting the right mortgage for your needs. $500 off of costs at closing with a qualifying checking account* Low rates and fees 60-day rate lock with no charge on purchases 15 and 30-Year Fixed Rate Mortgages Free Pre-approval *Qualifying checking accounts are su (...)
Lender Interest
Rate
APR Discount
Points
Closing
Costs
Monthly
Payment
# of Monthly
Payments

Company Information

AimLoan.com
15 Year Fixed Rate
30 day lock
2.875% 3.042% 0.000% $4,063 $1,284 180 4121 Camino Del Rio South
San Diego, CA 92108
888-411-4246
Apply Now
Internet Direct Lender Since 1998 * View Rates and GFE Online, 24/7 * Apply and Lock Rate Online, 24/7 * All Lender and 3rd Party Fees Guaranteed * Over $11 Billion Funded * Click Below and Experience the Difference! (...)
Lender Interest
Rate
APR Discount
Points
Closing
Costs
Monthly
Payment
# of Monthly
Payments

Company Information

Pentagon Federal Credit Union
15 Year Fixed Rate
30 day lock
2.875% 3.056% 0.000% $4,277 $1,284 180 725 17th St, N.W. Suite 7217
Washington, DC 20038
800-970-7766
Apply Now
About Pentagon Federal Credit Union Who We ArePentagon Federal Credit Union serves over 740,000 members in the Air Force, Army, Coast Guard, Department of Homeland Security, Department of Defense, defense-related companies, and the Veterans of Foreign Wars. We were federally chartered in 1935 and serve our members worldwide. Pentagon Federal Credit Union is one of the strongest and safest financial institutions with more than $10 billion in assets. We offer mortgages, credit cards, automobile loans, personal loans, checkin (...)
Lender Interest
Rate
APR Discount
Points
Closing
Costs
Monthly
Payment
# of Monthly
Payments

Company Information

Philadelphia Federal Credit Union
15 Year Fixed Rate
30 day lock
3.125% 3.165% 0.000% $2,495 $1,306 180 8025 Roosevelt Boulevard
Philadelphia, PA 19152
215-934-3500 or 800-832-PFCU (outside Philadephia metro area)
Apply Now
About Philadelphia Federal Credit Union We are a strong and stable institution. Philadelphia Federal Credit Union was founded in 1951 to serve the financial needs of Philadelphia municipal employees. Today, with more than 100,000 members and assets in excess of $500 million we are among the top five credit unions in the area, serving the owners, employees and directors of over 600 organizations throughout Pennsylvania, New Jersey and Delaware. Our mission is to provide our members with the resources to achieve their fina (...)
Lender Interest
Rate
APR Discount
Points
Closing
Costs
Monthly
Payment
# of Monthly
Payments

Company Information

Fulton Mortgage Company, A Division of Fulton Bank, N.A.
15 Year Fixed Rate - Servicing Retained
30 day lock
3.125% 3.179% 0.000% $3,039 $1,306 180 3630 Rothsville Road
Ephrata, PA 17522
800.220.9034
Apply Now
Fulton Mortgage Company has a history of providing consistent and dependable service. We are pleased to offer customized, trusted solutions to meet your home buying needs, no matter what the existing market conditions. Our qualified, experienced mortgage originators are specially trained professionals who will use their experience to best meet your specific needs. Whether you are buying, building, or refinancing, we have a solution for you. Local and dependable loan officers Available weekends and evenings Quick approvals Settlements with no surprises Fulton Bank is a full-service commercial bank operating in Berk (...)
Lender Interest
Rate
APR Discount
Points
Closing
Costs
Monthly
Payment
# of Monthly
Payments

Company Information

First Savings
15 Year Fixed Rate
30 day lock
3.125% 3.183% 0.000% $2,591 $1,306 180 142 N Main Street
Dublin, PA 18917
215-257-5035
Apply Now
First Savings Bank of Perkasie is your locally owned and operated full-service banking institution. With eight branch locations along with a Community Loan Center and a Loan Production Office in Doylestown to serve you, you are never far from our friendly, knowledgeable staff. Whenever you have questions about an account, an investment, or a loan, please call the branch office that normally services your needs. If you're new to First Savings, we invite you to stop by the branch office that is most convenient for you and see the many advantages that local banking can offer. (...)
Lender Interest
Rate
APR Discount
Points
Closing
Costs
Monthly
Payment
# of Monthly
Payments

Company Information

Fulton Mortgage Company, A Division of Lafayette Ambassador Bank
15 Year Fixed Rate
30 day lock
3.125% 3.187% 0.000% $3,039 $1,306 180 25th Street Shopping Ctr.
Easton, PA 18045
800.220.9034
Apply Now
Fulton Mortgage Company has a history of providing consistent and dependable service. We are pleased to offer customized, trusted solutions to meet your home buying needs, no matter what the existing market conditions. Our qualified, experienced mortgage originators are specially trained professionals who will use their experience to best meet your specific needs. Whether you are buying, building, or refinancing, we have a solution for you. Local and dependable loan officers Available weekends and evenings Quick approvals Settlements with no surprises A full-service commercial bank in the Lehigh Valley area of Pen (...)
Lender Interest
Rate
APR Discount
Points
Closing
Costs
Monthly
Payment
# of Monthly
Payments

Company Information

TD Bank
15 Year Fixed Rate
30 day lock
3.125% 3.209% 0.000% $3,676 $1,306 180 1127 Farmington Avenue
Berlin, CT 06037
800-822-6761
Apply Now
About TD Bank, America's Most Convenient Bank®TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the United States, providing customers with a full range of financial products and services at more than 1,250 convenient locations from Maine to Florida. On September 30, 2010, The South Financial Group, Inc. was acquired by TD Bank Group, and its subsidiary Carolina First Bank merged with TD Bank. Carolina First Bank will continue to operate under the trade names Carolina First Bank in North and South Carolina and Mercantile Bank in Florida until conversion and rebranding in 2011. TD Bank is headquartered in (...)
Lender Interest
Rate
APR Discount
Points
Closing
Costs
Monthly
Payment
# of Monthly
Payments

Company Information

Tri-Co Federal Credit Union
15 Year Fixed Rate
30 day lock
3.500% 3.529% 0.000% $3,262 $1,340 180 68 Route 46
Hackettstown, NJ 07840
973-895-6700
Apply Now
About Tri-Co Federal Credit Union Tri-Co Federal Credit Union is the fastest-growing and most member-centric credit union in northwestern New Jersey. It serves a diverse membership in Morris, Sussex and Warren counties. Tri-Co was chartered in 1936 as Morris County Teachers Federal Credit Union. It all began when ten local teachers subscribed a grand sum of $50.00 each in capital and formed the Credit Union. Its charter number is 1151. At that time, the Field of Membership (FOM) consisted only of employees of the Boards of Education in Morris County and their immediate family members. At that time, total membership was (...)
Lender Interest
Rate
APR Discount
Points
Closing
Costs
Monthly
Payment
# of Monthly
Payments

Company Information

Xceed Financial Credit Union
15 Year Fixed Rate
30 day lock
3.500% 3.609% 0.000% $3,626 $1,340 180 50 Skyport Dr Suite 30
San Jose, CA 95110
800-993-9328 ext. 74355
Apply Now
About Xerox Federal Credit Union Our Credit Union was originally chartered under California law in April 1964 as the Scientific Data Systems Credit Union in El Segundo, California, serving S.D.S. employees. In 1970, after S.D.S. was acquired by Xerox Corporation, we were granted a federal charter and changed our name to Xerox Federal Credit Union. In 1975, the National Credit Union Administration approved our charter expansion allowing us to serve members throughout the United States. This national charter request was fully supported by Xerox Corporation. Xerox Federal Credit Union is now a full-service financial institution ser (...)

The interest rates, annual percentage rates (APRs), discount points and costs shown are valid as of 5/25/2012 10:05:08 PM Central Time and are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.

The rates, closing fees and payments displayed above assume a down payment of $62,500.00. Monthly payment amounts do not include taxes and insurance. If an escrow account for taxes or insurance is required or requested, the actual monthly payment amount will be greater.