Mortgage Marvel respects your privacy and has implemented several levels of security to ensure your safety remains intact. Some precautions we take include using hardened firewalls, Intrusion Detection and Prevention systems, and extensive anti-virus programs. Read more to find out the complete terms of our privacy policy.
mortgage marvel logo

We Respect Your Privacy

www.mortgagemarvel.com (Mortgage Marvel) is owned and operated by Mortgagbot LLC, a Wisconsin corporation ("Mortgagebot"). By visiting, using and/or submitting information to Mortgage Marvel, you are accepting the practices described in this Privacy Policy and the Terms of Use. Mortgagebot respects your privacy and we are committed to protecting it.

Collection of Non–public Personal Information

Non–public personal information includes information that could be used to determine your identity, such as your name, address, phone number, e–mail address or social security number. When you use Mortgage Marvel, the only personally–identifiable information we may ask you to provide is your email address, which we collect if you sign up for Rate Watch. We may also collect non–public personal information from you if you voluntarily send us personal correspondence, such as emails or letters. In such an event, we may choose to retain such information.

By submitting your personal information as noted above, you agree to our use of your non–public personal information as set forth in this Privacy Policy.

Disclosure of Non–public Personal Information

We will only share the non–public personal information that you provide to us with third–parties in the following circumstances:

  • Third–party Service Providers — If Mortgage Marvel hires a service provider to perform certain aspects of our services, we may give access to non–public personal information as is necessary for such third parties to perform the services on our behalf. Such third parties will be subject to the terms of this Privacy Policy.
  • Legal Obligation — Mortgage Marvel will disclose your non–public personal information if we believe that such disclosure is reasonably necessary to satisfy any requirement of law or enforceable governmental request.
  • Merger or sale — If Mortgagebot LLC, the company that owns and operates Mortgage Marvel, is involved in a merger or acquisition; non–public personal information may be transferred along with the business.

By submitting your personal information as noted above, you agree to our disclosure of your non–public personal information as set forth in this Privacy Policy.

Third–party Services

Mortgage Marvel contains links to separate services offered by third parties (e.g. lenders and financial institutions). If you choose to use these third–party services and disclose your non–public personal information to such third parties, then their use of your non–public personal information is governed by their privacy policy.

Anonymous Information

Mortgagebot may collect certain anonymous information about you and your activity on our site to help us understand our users' experience and troubleshoot site issues. The types of anonymous information that may be collected include the following:

  • the type of Internet browser you use;
  • the type of computer operating system you use;
  • whether or not you visit specific pages of Mortgage Marvel or other connected sites;
  • the location of your Internet service provider's point of presence;
  • the date and time of a visit to a Web site;
  • search keywords passed from another server; and
  • other interactions between you and the site.

Cookies, Web Beacons and Similar Technologies

A "cookie" is an alphanumeric identifier in the form of a text file that our site transfers to your computer for storage to track and store preferential information about you. Mortgage Marvel employs this technology in order to allow our servers to store anonymous information, track site activity for internal monitoring purposes, and analyze visitor traffic so that we can adjust the site to make it more efficient for you. Cookies allow us to see how and when you use our sites, but they cannot be used to track personal information since this confidential data is not collected on our site.

We also allow collection of site click–stream and cookie data by analytic service provider(s) to help us track aggregate and individual use of our site and determine possible interests of our users. These service providers do not collect any non–public personal information about our users and we do not give such service providers any non–public personal information as part of this process.

Mortgage Marvel may also use Web beacons externally. For example, Mortgage Marvel may report aggregate information about Mortgage Marvel users, such as demographic and usage information, to its partners and other third parties. Mortgage Marvel may also include other company's Web beacons within www.mortgagemarvel.com.

If you wish to opt–out of our use of cookies and web beacons to track your activity, you can configure your browser to reject cookies. However, if you reject cookies, you may find that you are unable to fully utilize www.mortgagemarvel.com. Consult your web browser's help functionality for details on how to reject cookies for your specific browser.

Security Safeguards

At Mortgage Marvel, we take strong efforts to maintain physical, electronic and procedural safeguards to protect our systems from misuse. To that end, defense mechanisms such as hardened firewalls, Intrusion Detection and Prevention systems, and extensive anti–virus programs are utilized. Vast technical auditing is implemented including independent security assessments, routine remote vulnerability assessment and McAfee ScanAlert validation.

Links to Other Web sites

Mortgage Marvel includes links to third–party Web sites, which are provided for your convenience, not as an endorsement by Mortgagebot. Mortgagebot is not responsible for the privacy practices of third–party Web sites to which we link. Mortgagebot encourages you to check the privacy policy of any Web site before conducting business on such site.

Notification of Changes

Mortgage Marvel may update, change or amend this policy at any time without notice. We will post the updated privacy policy on Mortgage Marvel so our users are always aware of what information we collect, how we use it, and with whom we share it. We recommend that you regularly visit this policy in order to remain informed about any changes that we may make.

Privacy Questions?

If you have any questions or concerns about privacy at Mortgage Marvel, please contact us at 877–861–3354 or email us at feedback@mortgagemarvel.com. Or, if you prefer, you may contact us in writing at Mortgagebot, 12080 North Corporate Parkway, Mequon, WI 53092.

This Privacy Policy supersedes all previous versions posted to this site.

December 2010