Every website has terms and conditions of use, and Mortgage Marvel is no different. Here is the complete list describing the terms and conditions applicable to your use of Mortgage Marvel and the mortgage rate information services provided through or in connection with the Mortgage Marvel product.
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Terms of Use

Welcome to Mortgage Marvel®.com. Mortgage Marvel.com is owned and operated by Mortgagebot LLC ("Mortgagebot," "we," "us," or "our"), a leading provider of Internet-based solutions for the mortgage industry headquartered in Mequon, Wisconsin. Before you begin to use the Mortgage Marvel product ("Mortgage Marvel") through MortgageMarvel.com or any other source, please review this Terms of Use Agreement ("Agreement") carefully. This Agreement describes the terms and conditions applicable to your use of Mortgage Marvel and the mortgage rate information services provided through or in connection with the Mortgage Marvel product (the "Services"). If you do not agree to be bound by the terms and conditions of this Agreement, you may not use the Services or access Mortgage Marvel.

1. Mortgage Rate Comparison Services. Through Mortgage Marvel, you can request mortgage rate information from lenders who have submitted information to us ("Lenders"). Mortgagebot does not endorse any listed Lender and does not make any guarantee, explicit or implied, that the loan terms or rates offered by a particular Lender are the best terms or lowest rates available in the market. You acknowledge that Mortgagebot does not make loan or credit decisions in connection with the Services and that Mortgagebot is not a party to any agreement that you may make with the Lender, and that the Lender is solely responsible for its services to you - including their own terms of use. You further acknowledge that Mortgagebot is not acting as your agent or broker and is not recommending any particular loan product or Lender to you. Any compensation Mortgagebot may receive is paid by the individual Lender for the computer loan origination products, facilities and services rendered by Mortgagebot to that particular Lender. Nothing contained herein shall constitute an offer or promise for a loan commitment or interest rate lock-in agreement, or that a participating Lender will make any loan for any purpose or on any specific terms. You agree that Mortgagebot shall not be liable for any damages or costs of any type which arise out of or in connection with an application for credit or the origination of a mortgage loan through a Lender. While we try to make sure that all rate information posted on Mortgage Marvel is accurate at all times, we cannot guarantee and make no representations of any rates, points and loan programs listed by participating Lenders, and we cannot be responsible for typographical and other errors that may appear on the site.

2. Prohibited conduct. You must not (i) submit, transmit, promote or distribute information or content that is illegal; (ii) attempt to interfere with, compromise the system integrity or security or decipher any transmissions to or from the servers running the Services; (iii) take any action that imposes, or may impose at our sole discretion an unreasonable or disproportionately large load on our infrastructure; (iv) upload invalid data, viruses, worms, or other software agents through the Services; (v) use any robot, spider, scraper or other automated access the Services for any purpose without our express written permission; (vi) impersonate another person or otherwise misrepresent your affiliation with a person or entity, conduct fraud, hide or attempt to hide your identity; (vii) submit, upload, post, email, transmit or otherwise make available any information or content that you do not have a right to make available under any law or under contractual or fiduciary relationships; (viii) interfere with the proper working of the Services; or (ix) bypass the measures we may use to prevent or restrict access to the Services.

3. Copyright and Trademark Notice Information. Mortgage Marvel® trademarks and service marks and other Mortgage Marvel logos and product service names are trademarks of Mortgagebot ("Mortgage Marvel Marks"). Without Mortgagebot's prior permission, you agree not to display or use in any manner, the Mortgage Marvel Marks. All other logos or brand names shown on the Services are trademarks of their respective owners and/or licensors. Mortgage Marvel is owned and operated by Mortgagebot. Unless otherwise specified, all materials appearing on this site, including site design, text, graphics, logos, images, icons, interfaces, and the selection, assembly and arrangements thereof are the sole property of Mortgagebot or its licensors. You are permitted to view such materials for your own personal purposes but are not permitted to use or reproduce such materials for any other purposes. Any rights not expressly granted herein are reserved.

4. Proprietary Rights. You acknowledge and agree that the Services and any necessary software used in connection with the Services ("Software") contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further agree that all materials and/or content, including, but not limited to, articles, artwork, screen shots, graphics, logos, text, drawings and other files on Mortgage Marvel or as part of the Services are copyrights, trademarks, service marks, patents or other proprietary rights of Mortgagebot or their respective intellectual property owners. Except as expressly authorized by Mortgagebot, you agree not to modify, copy, reproduce, sell, distribute or create derivative works based on or contained within the Services or the Software, in whole or in part.

You agree that you will not copy, modify, create a derivative work of, reverse engineer, decompile, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Software. You agree not to modify the Software in any manner or form, or to use modified versions of the Software, including, without limitation, for the purpose of obtaining unauthorized access to the Services by any means other than through the interface that is provided by Mortgagebot for use in accessing the Services.

5. Links. Mortgage Marvel provides links to websites on the Internet that are owned and operated by third parties, including participating Lenders. These links are provided for your convenience and reference only and do not imply any endorsement, sponsorship, or affiliation with any third parties or participating Lenders. You acknowledge and agree that Mortgagebot is not responsible for the availability of such external websites, and does not endorse and is not responsible or liable for any content, advertising, products, whether loan, debt or finance related, or telecommunications, or other materials on or available from such websites. You further acknowledge and agree that Mortgagebot shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, products, goods or services available on or through any such website.

6. Indemnification. You agree to indemnify and hold Mortgagebot, its subsidiaries, affiliates, agents, shareholders, officers, contractors, vendors and employees harmless from any claim or demand, including reasonable attorneys` fees, made by any third party due to or arising out of your use of Mortgage Marvel or the Services, the violation of the Agreement by you, or the infringement by you, or any other user of the Services using your computer, of any intellectual property or other right of any person or entity. Mortgagebot reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.

7. No Warranty. MORTGAGEBOT PROVIDES THE SERVICE "AS IS," "WITH ALL FAULTS" AND "AS AVAILABLE," AND THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY, AND EFFORT IS WITH YOU. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MORTGAGEBOT MAKES NO REPRESENTATIONS, WARRANTIES OR CONDITIONS, EXPRESS OR IMPLIED. MORTGAGEBOT DISCLAIMS ANY AND ALL WARRANTIES OR CONDITIONS, EXPRESS, STATUTORY AND IMPLIED, INCLUDING WITHOUT LIMITATION: (i) WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, ACCURACY, TITLE, QUIET ENJOYMENT, NO ENCUMBRANCES, NO LIENS AND NON-INFRINGEMENT; (ii) WARRANTIES OR CONDITIONS ARISING THROUGH COURSE OF DEALING OR USAGE OF TRADE; AND, (iii) WARRANTIES OR CONDITIONS THAT ACCESS TO OR USE OF THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. THERE ARE NO WARRANTIES THAT EXTEND BEYOND THE FACE OF THIS AGREEMENT. MORTGAGEBOT MAKES NO REPRESENTATION, WARRANTY OR GUARANTY THAT THE CONTENT THAT MAY BE AVAILABLE FOR DOWNLOADING FROM MORTGAGE MARVEL IS FREE OF INFECTION FROM ANY VIRUSES, WORMS, TROJAN HORSES, TRAP DOORS, BACKDOORS, EASTER EGGS, TIME BOMBS, CANCELBOTS OR OTHER CODES OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES THAT ARE INTENDED TO DAMAGE, DETRIMENTALLY INTERFERE WITH, SURREPTITIOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION.

8. Disclaimer and Limitation of Liability. Mortgage Marvel and the information and materials contained herein are provided "as is." Mortgagebot makes no representations or warranties of any kind regarding Mortgage Marvel or its operation, contents or information available on the site. Mortgagebot expressly disclaims all warranties, express or implied, of any kind with respect to Mortgage Marvel. IN NO EVENT WILL MORTGAGEBOT BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES ARISING OUT OF, BASED ON, OR RESULTING FROM THIS AGREEMENT OR YOUR USE OF THE SERVICES,EVEN IF MORTGAGEBOT HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE LIMITATIONS AND EXCLUSIONS APPLY WITHOUT REGARD TO WHETHER THE DAMAGES ARISE FROM (1) BREACH OF CONTRACT, (2) BREACH OF WARRANTY, (3) STRICT LIABILITY, (4) TORT, (5) NEGLIGENCE, OR (6) ANY OTHER CAUSE OF ACTION, TO THE EXTENT SUCH EXCLUSION AND LIMITATIONS ARE NOT PROHIBITED BY APPLICABLE LAW. IF YOU ARE DISSATISFIED WITH THE SERVICES, YOU DO NOT AGREE WITH ANY PART OF THIS AGREEMENT, OR HAVE ANY OTHER DISPUTE OR CLAIM WITH OR AGAINST MORTGAGEBOT WITH RESPECT TO THIS AGREEMENT OR THE SERVICES, THEN YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SERVICES.

9. Release. YOU HEREBY AGREE TO RELEASE, REMISE AND FOREVER DISCHARGE MORTGAGEBOT AND ITS AFFILIATES, PARTNERS, SERVICE PROVIDERS, VENDORS, AND CONTRACTORS AND EACH OF THEIR RESPECTIVE AGENTS, DIRECTORS, OFFICERS, EMPLOYEES, AND ALL OTHER RELATED PERSONS OR ENTITIES FROM ANY AND ALL MANNER OF RIGHTS, CLAIMS, COMPLAINTS, DEMANDS, CAUSES OF ACTION, PROCEEDINGS, LIABILITIES, OBLIGATIONS, LEGAL FEES, COSTS, AND DISBURSEMENTS OF ANY NATURE WHATSOEVER, WHETHER KNOWN OR UNKNOWN, WHICH NOW OR HEREAFTER ARISE FROM, RELATE TO, OR ARE CONNECTED WITH YOUR USE OF MORTGAGE MARVEL AND THE SERVICES.

10. Disputes. Agreement and all matters arising from or relating to the use of Mortgage Marvel and the Services, will be interpreted in accordance with the laws of the State of Wisconsin, without regard to the conflicts of laws and principles thereof. You and Mortgagebot also agree and hereby submit to the personal jurisdiction and venue of the federal districts and state courts of Wisconsin with respect to such matters.

11. Waiver and Severability of Terms. The failure of Mortgagebot to exercise or enforce any right or provision of the Agreement shall not constitute a waiver of such right or provision. If any provision of the Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties` intentions as reflected in the provision, and the other provisions of the Agreement remain in full force and effect.

12. Entire Agreement. The Agreement constitutes the entire agreement between you and Mortgagebot and governs your use of Mortgage Marvel and the Services, superseding any prior agreements between you and Mortgagebot. You also may be subject to additional terms and conditions that may apply when you use certain other Mortgagebot services, affiliate services, third party content or third party software.

PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS