Sayner 15 Year Fixed Refinance Rates

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Hanscom Federal Credit Union 15 Year Fixed Rate 30 day lock	2.875%	2.910%	0.000%	$2,430	$1,284	180	1610 Eglin Street Hanscom AFB, MA 01731 1-800-656-4328 ext. 2043

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Hanscom Federal Credit Union No Closing Cost - 15 Year Fixed Rate 30 day lock	3.375%	3.403%	0.000%	$1,924	$1,329	180	1610 Eglin Street Hanscom AFB, MA 01731 1-800-656-4328 ext. 2043

About Us As a member-owned, not-for-profit financial cooperative, Hanscom Federal Credit Union will uphold its fundamental responsibility to actively serve our field of membership, and as appropriate, the communities we serve. We will offer a range of competitively priced products and services to meet the diverse economic and social needs of our members and potential members. We will monitor and communicate our services in a meaningful way so that members, potential members, legislators, regulators, and the community at large will understand and appreciate the unique role that we, as a member-owned financial cooperative, play in their live (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Farmers & Merchants State Bank 15 Year Fixed Rate - Serviced by F&M State Bank 30 day lock	2.875%	2.952%	0.000%	$1,702	$1,284	180	210 W Madison Waterloo, WI 53594 920-478-2181
							210 W Madison Waterloo, WI 53594 920-478-2181

Farmers & Merchants wants to be "Your Partner For Life" by offering competitive rates, products and services with big bank technology and small town service. We are available online 24/7 and are able to schedule in person appointments at your convenience. (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Cornerstone Community Bank 15 Year Fixed Rate-Locally Serviced by Cornerstone 30 day lock	3.000%	3.031%	0.000%	$1,202	$1,295	180	2090 Wisconsin Avenue Grafton, WI 53024 (262) 375-9150
							2090 Wisconsin Avenue Grafton, WI 53024 (262) 375-9150

Based in Grafton, Cornerstone was founded in 1990 as a locally-owned, family-operated business. We know the needs of our community and deliver a full array of quality financial services with a personal touch. We invite you to consider the many benefits of banking with a hometown bank:Personal Service – Our staff of highly-qualified banking professionals has an average 14 years in banking and many of our members have been with Cornerstone for over five years. You will always see a familiar face at Cornerstone. When you come to our bank, a friendly smile and a warm greeting await you. At Cornerstone, “People answer our phones, not machines.”Fast, Local Response – Contrary to current merger trends, Cornerstone is proud to be staunchly independent, en (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Port Washington State Bank 15 Year Fixed Rate 30 day lock	3.000%	3.046%	0.000%	$1,365	$1,295	180	201 Regal Drive Fredonia, WI 53021 1-800-550-9435
							201 Regal Drive Fredonia, WI 53021 1-800-550-9435

About Port Washington State Bank Our mission is to provide a broad array of sound and proven financial management tools and services for our customers to enable them to achieve their financial goals and enjoy life to the fullest. We will provide these services in friendly, convenient settings utilizing modern technology, yet relying on truly personalized service which has been the hallmark of our four generation business for over 100 years. Local Decisions, Local Service, Local Community Involvement.... Port Washington State Bank, Ozaukee County's Trusted Independent Bank, yesterday, today, and tomorrow.... since 1899. (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
AnchorBank 15 Year Fixed Rate 30 day lock	3.000%	3.061%	0.000%	$1,865	$1,295	180	640 Division St Stevens Point, WI 54481 1-800-252-6246
							640 Division St Stevens Point, WI 54481 1-800-252-6246

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
AnchorBank 15 Year Fixed Rate Refinance Express 30 day lock	3.940%	3.945%	0.000%	$759	$1,381	180	640 Division St Stevens Point, WI 54481 1-800-252-6246
							640 Division St Stevens Point, WI 54481 1-800-252-6246

At AnchorBank, we are constantly evolving products and services to meet your needs. With more than 60 locations throughout Wisconsin, we offer banking services to more than 150,000 households and businesses. Unlike most banks, AnchorBank processes and services your mortgage loan locally, so if you ever have a question, the answer is just a bank visit or phone call away. We offer a wide variety of mortgage loans, from no downpayment options to 40-year fixed-rate terms. Get a free preapproval today and apply online with Speed e-App™, our online application. Check out our online mortgage calculators and free quick guides. Or you can just stop in your neighborhood AnchorBank for more information AnchorBank, fsb is a wholly-owned subsidiary (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Farmers Savings Bank 15 Year Fixed Rate 30 day lock	3.000%	3.062%	0.000%	$1,737	$1,295	180	1833 Business Hwy 18/151 Mount Horeb, WI 53572 608-987-3321 or 888-443-3226

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Farmers Savings Bank 15 Year Fixed Rate Servicing Transferred 30 day lock	3.000%	3.062%	0.000%	$1,737	$1,295	180	1833 Business Hwy 18/151 Mount Horeb, WI 53572 608-987-3321 or 888-443-3226

About Farmers Savings Bank Our Pledge to You In 1916 Farmers Savings Bank was established to build on our heritage and meet the needs of our community, its businesses, and citizens. We pride ourselves on commitment to our communities through reinvestment. Our interdependent relationship with our communities is essential. Maintaining profit enables us to remain competitive and strong. Our strong capital foundation will allow us to maintain our commitment indefinitely. The bank's most important asset is our customers. Our products are designed, our ho (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Summit Credit Union 15 Year Fixed Rate - Servicing Retained 30 day lock	3.000%	3.066%	0.000%	$1,939	$1,295	180	4800 American Parkway Madison, WI 53708 608-243-5000 or 800-236-5560

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Summit Credit Union 15 Year Fixed Rate 30 day lock	4.500%	4.569%	0.000%	$1,939	$1,434	180	4800 American Parkway Madison, WI 53708 608-243-5000 or 800-236-5560

At Summit Credit Union, we don't sell products, we build relationships. You can trust that we'll provide honest advice and real solutions. Helping you secure a bright financial future is our only goal. And as a not-for-profit financial cooperative, our profits are returned directly to you. That means the more you use us, the more you receive. Summit Credit Union is open to anyone who lives or works in Dane, Sauk, Columbia, Jefferson, Dodge, Milwaukee, Ozaukee, Racine, Washington or Waukesha counties, as well as: All state of Wisconsin employees Employ (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
LenderFi.com 15 Year Fixed Rate - No Prepayment Penalty 30 day lock	2.870%	3.070%	0.000%	$3,345	$1,283	180	27240 Turnberry Lane, Ste. 220 Valencia, CA 91355 888-342-0000

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
LenderFi.com 15 Year Fixed Rate - No Closing Costs 30 day lock	3.375%	3.375%	0.000%	$0	$1,329	180	27240 Turnberry Lane, Ste. 220 Valencia, CA 91355 888-342-0000

Lenderfi.com a Direct Lender offers some of the lowest rates in the nation and all our rates are available online 24/7 and are up to the minute. You can apply online, get your loan approved and lock in your chosen rate and fees within minutes. The best part is you don't have to enter any personal information to search our low rates. Visit our website today and see the difference. (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
AimLoan.com 15 Year Fixed Rate 30 day lock	2.875%	3.075%	0.000%	$3,413	$1,284	180	4121 Camino Del Rio South San Diego, CA 92108 888-411-4246
							4121 Camino Del Rio South San Diego, CA 92108 888-411-4246

Internet Direct Lender Since 1998 * View Rates and GFE Online, 24/7 * Apply and Lock Rate Online, 24/7 * All Lender and 3rd Party Fees Guaranteed * Over $11 Billion Funded * Click Below and Experience the Difference!NMLS #2890 (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Community First Bank 15 Year Fixed Rate 30 day lock	3.000%	3.078%	0.000%	$1,835	$1,295	180	480 Highland Avenue Elderon, WI 54473 715-677-4523 or 715-344-5522

About Community First Bank Community First Bank is your solid partner for all of your financial needs. We offer a full range of products and services to fit your needs. History of the bank The State Bank of Rosholt was founded on February 6, 1904, in Rosholt, Wisconsin by John Gilbert (J.G.) Rosholt. In 1934, the bank purchased the Elderon State Bank, which is now located in a new building that opened for business February 18, 1998. In 1972, we opened an office in Polonia that was moved to 5525 Hwy 10 East (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Bank of Sun Prairie 15 Year Fixed Rate 30 day lock	3.000%	3.083%	0.000%	$1,976	$1,295	180	550 Broadway Drive Sun Prairie, WI 53590 608-837-4511
							550 Broadway Drive Sun Prairie, WI 53590 608-837-4511

Originally established in 1903 to serve the needs of the agricultural community in the greater Sun Prairie area, Bank of Sun Prairie now operates four full-service branches in Sun Prairie and Cottage Grove, Wisconsin.Bank of Sun Prairie promises “Modern Banking, Classic Service” – combining the latest banking conveniences and technologies with the personalized, hometown service that has become the bank’s hallmark. As a community bank employing over 70 local banking professionals, Bank of Sun Prairie is committ (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Regent Bank 15 Year Fixed 30 day lock	3.000%	3.110%	0.000%	$2,824	$1,295	180	1572 Palm Beach Lakes Boulevard West Palm Beach, FL 33401 954-765-5556 or 866-720-2035

Why Choose Us: "It's all about working with people. Our customers invest in us, and we invest in them. They know we're here to stay and that we'll work with them every step of the way. Working together ensures success for us all." Sid Spiro, Chairman and CEO It's a simple philosophy: Today's Banking in Yesterday's Tradition In 1986, Regent Bank opened its first office in Davie, Florida. Since that day the Bank, its officers and staff, has been dedicated to providing the highest quality service to customers by combining the latest in technology and innovative services with a personal touch. The Best of Both Worlds (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Royal Bank 15 Year Fixed Rate 30 day lock	3.125%	3.167%	0.000%	$1,524	$1,306	180	185 S. Main Street P.O. Box 490 Adams, WI 53910 800-873-1406

ROYAL BANK – Your Community Partner Royal Bank is a regional Community Bank dedicated to serving the financial needs of the people and communities of Central and Southwest Wisconsin. Our goal is to deliver financial products and services at a competitive price, in a convenient, efficient manner and on a personal level. At all times we will match our products and services to the true needs of our customers. The success of Royal Bank, now and in the future, is dependent on the success of our customers. Take some time and get to know us. You'll soon find that our tagline "Your Community Partner" truly defines who we (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Community Bank & Trust 15 Year Fixed Rate 30 day lock	3.125%	3.172%	0.000%	$1,467	$1,306	180	333 South Nicolet Road Appleton, WI 54914 920-459-4447
							333 South Nicolet Road Appleton, WI 54914 920-459-4447

About Community Bank & Trust Community Bank & Trust is a growing bank with strong community roots. Founded in 1989 by fourteen local Sheboygan investors who felt a need for a locally owned and operated independent bank, the bank has grown to over $530 million in assets, eleven branch offices, and more than 200 employees. Recognized as a leading SBA Lender in Wisconsin, Community Bank & Trust is positioned in the marketplace as a leading lender in it's size category since 1999 and has been recognized as Wisconsin's Minority Lender of the Year for two successive (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
ISB Community Bank 15 Year Fixed Rate 30 day lock	3.125%	3.181%	0.000%	$1,656	$1,306	180	109 Oakridge Court Watertown, WI 53094 920-262-6959 or 262-567-7509

About ISB Community Bank Over 85 years old, and going strong... The history of ISB Community Bank April 11, 1917... The first meeting was held to organize a new bank with $10,000 of capital, by a group of businessmen in the Ixonia area. The bank would be called Ixonia State Bank. The first building was built in 1918, on a lot purchased for $300, not far from where the Ixonia branch is now located. In 1954, the bank bought the land where our Ixonia office now sits, for $3,000, and built a new building in 1955 - which officially opened for business on January 1, (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Commerce State Bank 15 Year Fixed Rate 30 day lock	3.125%	3.184%	0.000%	$1,579	$1,306	180	W61 N297 WASHINGTON AVE. CEDARBURG, WI 53012 (262) 247-2800
							W61 N297 WASHINGTON AVE. CEDARBURG, WI 53012 (262) 247-2800

Discover the “Unbeatable” of Commerce State Bank Commerce State Bank is made up of local people with a world of expertise. These are people from your community who you can trust and have confidence in their expertise to be able to deliver more than promises but results. We understand the challenges that you face trying to understand the mortgage process and trust the people you are working with. Earning relationships is our goal. Our online mortgage information available 24 hours a day 7 days a week, commercestatebank.com is there for you. It’s convenient, eas (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Pentagon Federal Credit Union 15 Year Fixed Rate 30 day lock	3.000%	3.196%	0.000%	$4,501	$1,295	180	406 West 34th St Suite 616 Kansas City, MO 64111 800-970-7766

About Pentagon Federal Credit Union Who We ArePentagon Federal Credit Union serves over 740,000 members in the Air Force, Army, Coast Guard, Department of Homeland Security, Department of Defense, defense-related companies, and the Veterans of Foreign Wars. We were federally chartered in 1935 and serve our members worldwide. Pentagon Federal Credit Union is one of the strongest and safest financial institutions with more than $10 billion in assets. We offer mortgages, credit cards, automobile loans, personal loans, checking, money market savings, and other accounts. (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Layton State Bank 15 Year Fixed Rate 30 day lock	3.125%	3.202%	0.000%	$1,682	$1,306	180	2740 W. Forest Home Ave Milwaukee, WI 53215 262-821-6200
							2740 W. Forest Home Ave Milwaukee, WI 53215 262-821-6200

Layton State Bank offers a variety of products to meet the needs of both first time home buyers and existing homeowners. If you are buying, building, or refinancing Layton State Bank has many mortgage programs to meet your needs. If you need home improvements, debt consolidation, or college tuition a home equity loan or line of credit may be the perfect solution. Get clear, professional advice at any location from our experienced personal bankers. (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
WPS Community Bank 15 Year Fixed Rate 30 day lock	3.125%	3.202%	0.000%	$1,814	$1,306	180	5900 Gisholt Drive Madison, WI 53713 608.224.5500
							5900 Gisholt Drive Madison, WI 53713 608.224.5500

Get More Bank for Your MoneyCome experience exceptional service from a full-service community bank with the financial stability, strength, and integrity to meet all your banking needs. Our bank offers a complete range of financial products and services for people and businesses throughout Wisconsin. (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
WoodTrust Bank 15 Year Fixed Rate 30 day lock	3.125%	3.210%	0.000%	$2,221	$1,306	180	Dudley Tower 500 First Street, Suite 1000 Wausau, WI 54403 715-423-7600

WoodTrust Bank engages in a wide variety of financial service activities on behalf of a diverse group of corporate, family, individual and not-for-profit customers. The company serves approximately $1.3 billion in client assets and in the past has been named the #1 community bank holding company in the United States by U.S. Banker magazine. WoodTrust Bank is a $330 million full-service commercial bank that has been independently owned and operated since 1891, specializing in business and consumer banking. The company offers a comprehensive suite of banking products and services and has consistently been a major source of credit to a variety of businesses throughout central and northern Wisconsin. In addition to banking services, WoodTrust Bank is also a relationship-based trust c (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Park Bank 15 Year Fixed Rate 30 day lock	3.250%	3.299%	0.000%	$1,423	$1,318	180	1700 Bender Road Glendale, WI 53211 414-466-8000
							1700 Bender Road Glendale, WI 53211 414-466-8000

Park Bank. Our Story. Our Commitment. Park Bank, headquartered in Milwaukee, Wisconsin, was founded over 90 years ago on a simple principle –Put the needs of the customer first. Today, Park Bank serves the needs of successful individuals and businesses throughout southeastern Wisconsin with a competent, experienced team of bankers who show respect, passion and a sense of urgency in all that we do. Each Park Bank mortgage specialist is experienced and offers a wide array of lending programs for primary residences, vacation homes and investment properties. We work with each client to simplify the process and respond to all needs in a timely and flexible manner. We invite you to take a closer look at Park Bank. Try our quick on-line application process, check out more rate (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Modern Woodmen Bank 15 Year Fixed Rate 30 day lock	3.250%	3.353%	0.000%	$2,160	$1,318	180	100 17th Street Rock Island, IL 61201 877.255.2265
							100 17th Street Rock Island, IL 61201 877.255.2265

Modern Woodmen Bank Story In the late 1990s, Modern Woodmen of America, a fraternal financial services organization, wanted to expand its rich heritage of meeting members' financial needs. Its goals for expansion included growing its product portfolio with the addition of MWA Financial Services Inc., a wholly owned subsidiary of Modern Woodmen. Additionally, Modern Woodmen believed that a bank would complete its product offering and position Modern Woodmen to help members meet their financial goals into the next century. In 2000, after extensive analysis and expert consultation, Modern Woodmen's Board of Directors decided to proceed with obtaining a bank charter in which it would own 100 percent of the stock. At the beginning of 2001, Modern Woodmen of America began the proce (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
F&M Bank 15 Year Fixed Rate 30 day lock	3.375%	3.442%	0.000%	$1,788	$1,329	180	301 Main Street Warrens, WI 54666 608-372-2126 or 877-372-2126

At F&M Bank, our focus is on helping you, our valued customer. As a locally owned, community bank located in Tomah, WI, we are dedicated to serving the people of Monroe county and the surrounding area. F&M Bank offers a wide variety of options for you to choose from including a construction loan, fixed rate mortgage or WHEDA Loans. We offer easy to understand explanations of each program on the site and our lenders are always just a phone call or e-mail away. Our team of experienced Relationship Bankers is committed to helping individuals, business owners, growers and farmers get the products and services you need to make the most of your money. Whenever you have a financial question or concern, you will find our staff here to help - in person, by phone or email. Running (...)

Lender	Interest Rate	APR	Discount Points	Closing Costs	Monthly Payment	# of Monthly Payments	Company Information
Alliant Credit Union 15 Year Fixed Rate 30 day lock	3.375%	3.518%	0.000%	$3,537	$1,329	180	1200 E. Algonquin Rd Elk Grove Township, IL 60007 800-365-7003

About Alliant Credit Union Alliant Credit Union serves as an exclusive, lifetime benefit available to employees and retirees of United Airlines and select business affiliates, select employee groups, qualifying communities, family members. We currently serve more than 207,000 members with over $4.4 billion in assets, making us one of the largest credit unions in the United States, out of nearly 10,000 credit unions based on asset size. Unlike other financial institutions that have public stockholders, Alliant is a not-for-profit financial cooperative where our members are the shareholders or owners. Your savings account represents your ownership in Alliant. All income after operating expenses and reserve allocations is returned (...)

Loan Purpose:	Refinance Existing Balance	Discount Points:	0.00%
Purchase Price:	$250,000.00	Property Type:	Single Family
Loan Amount:	$187,500.00	Property Use:	Primary Residence
Credit Score:	740	Lender Location:	No Preference
Payment Type:	Principal and Interest	First Time Buyer:	No

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